About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in St Charles, IL

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If you’re looking for independent living in the St Charles area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in St Charles. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 38 independent living facilities in St Charles, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Ohare, South Addison and Woodland Hills.
You may also consider nearby communities such as Wheaton, Schaumburg and Park Ridge.

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top3CommunitiesWithLinks: Brighton Gardens of St. Charles, River Glen of St. Charles and Carriage Oaks
zipAveragecost: $6,409

St Charles Independent Living Facilities | 966 Reviews

Showing 35 communities
Last Updated: 12/10/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Geneva Place on the Fox River
5 star
75%
4 star
0%
3 star
25%
2 star
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0%
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My husband and I have lived here for two years and continue to be very pleased with our choice. After a thorough search for senior rental apartment in the area, we found Geneva Place provided the...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Holmstad
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
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Several years ago, my husband and I knew that it would be time to move to a supportive living environment. Being a nurse, I did much research and we eventually decided on the Holmstad. One of the most...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
A nationally accredited continuing care retirement community with a 38-acre parklike setting, The Holmstad reflects its scenic Fox River Valley location. We offer a residential style for every aspect of retirement.Residential styles availableDuplex, cottage, studio, one- or two-bedroom apartment...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of Westwind Tower
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Wayne Retirement Villa
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of The Meadows Apartments
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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My mother had Alzheimer's. She stayed at The Vines. First I should say that the owners are personal friends of mine for over 40 years. But don't write off my review. The owners are not some big...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Eden Supportive Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
5 star
50%
4 star
50%
3 star
0%
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0%
1 star
0%
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Windsor Park Rehab is the best facility by far, staff is so genuinely caring and their team is always available to speak to family at all times, always keeping you updated on your loved ones. Will highly...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
A nationally accredited lifecare retirement community set on an impeccably manicured 60-acre campus, Windsor Park Manor offers the tranquility and charm of a country home. We offer the largest variety of retirement lifestyles and services in Chicago’s western suburbs— a residential style for...
Photo of Marian Park Inc
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Cost of independent living in St Charles, IL

The average cost of senior living in St Charles is $6,409 per month. Cheaper nearby regions include Sugar Grove, IL with an average of $4,223 per month.

Independent living costs in St Charles, IL, vs. nearby cities

St Charles, IL
$6,409/mo
$6,444/mo
$6,181/mo

Independent living costs in St Charles, IL, vs. state and national averages

St Charles, IL
$6,409/mo
U.S. national average
$4,016/mo

Independent living costs in St Charles, IL, vs. other senior living options

$5,919/mo
Independent Living
$6,409/mo

Independent living costs in St Charles, IL, by floor plan type

Semi-Private
$4,941/mo
Studio
$5,577/mo
1 Bedroom
$6,324/mo
2 Bedroom
$5,365/mo
Detached Cottage/Bungalow
$5,110/mo

Senior living costs in St Charles vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: St Charles, IL
Column state: Illinois
Column national: U.S.
Community typeSt Charles, ILIllinoisU.S.
Independent Living$6,409/mo$4,331/mo$4,016/mo
Assisted Living$5,841/mo$5,149/mo$4,557/mo
Memory Care$5,919/mo$5,166/mo$4,794/mo
Independent Living
St Charles, IL:$6,409/mo
Illinois:$4,331/mo
U.S.:$4,016/mo
Assisted Living
St Charles, IL:$5,841/mo
Illinois:$5,149/mo
U.S.:$4,557/mo
Memory Care
St Charles, IL:$5,919/mo
Illinois:$5,166/mo
U.S.:$4,794/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in St Charles, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in St Charles and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

St Charles, ILIL stateNational

Independent living cost trends in St Charles, IL

The table below shows how monthly independent living costs in St Charles have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
St Charles, IL$4,699/mo$4,301/mo+9.3%
Illinois$2,982/mo$2,862/mo+4.2%
National$3,101/mo$2,897/mo+7.0%
St Charles, IL
2024 average cost:$4,699/mo
2023 average cost:$4,301/mo
Percent change:+9.3%
Illinois
2024 average cost:$2,982/mo
2023 average cost:$2,862/mo
Percent change:+4.2%
National
2024 average cost:$3,101/mo
2023 average cost:$2,897/mo
Percent change:+7.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in St Charles

Recent reviews for independent living in St Charles

Silver Glen Senior Living in South Elgin, IL

4.7
I would definitely recommend Silver Glen Senior Living to others. The facility itself is great, the rooms are really nice, and everyone seems so nice and welcoming. Another great thing they have is they work with a company that provides Physical therapy, Speech and OT on the premises.. so ...
Read more

Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Victory Centre of Elk Grove in Elk Grove Village, IL

5.0
My brother lives in Victory Centre of Elk Grove Village, IL. I visit him frequently and I have found it to be Clean, Friendly and warm. The Staff from Administration to Nursing, Dining, and Maintence are all warm and caring, they know the residents' names, are respectful and always willing ...
Read more

St Charles independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in St Charles independent living communities. They don’t represent all possible services and amenities available at assisted living communities in St Charles, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in St Charles independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of St Charles partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
St Charles, ILNational
Nutritionist / dietician
Nutritionist / dietician
30.3%
20.5%
Low / no sodium
Low / no sodium
42.4%
34.1%
No sugar
No sugar
33.3%
31.5%
Vegetarian
Vegetarian
39.4%
33.6%
Pureed meals
Pureed meals
18.2%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in St Charles independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of St Charles communities that offer dining options to their discerning residents compared to our partners nationally.
St Charles, ILNational
Professional chef
Professional chef
48.5%
36.5%
Restaurant style dining
Restaurant style dining
48.5%
43.5%
Room service
Room service
36.4%
36.9%
Anytime dining
Anytime dining
18.2%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in St Charles independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in St Charles offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
St Charles, ILNational
Activity director
Activity director
51.5%
45.3%
Pet-focused programs
Pet-focused programs
33.3%
28.4%
Community service programs
Community service programs
33.3%
32.8%
Devotional activities on-site
Devotional activities on-site
63.6%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
54.5%
49.8%
Outings / off-site activities
Outings / off-site activities
60.6%
54.9%
Piano or organ
Piano or organ
42.4%
43.1%
Arts and crafts center
Arts and crafts center
45.5%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
45.5%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
51.5%
47.5%
Live performances
Live performances
51.5%
47.3%
Dances
Dances
39.4%
32.6%
Fitness center
Fitness center
33.3%
39.8%
Fitness classes
Fitness classes
48.5%
47%
0.0%20.0%40.0%60.0%80.0%100%
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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