Houston is home to the largest senior population in Texas, making it a hotspot for health care, outdoor activities, and senior living options. Independent living senior communities are designed for 55+ adults, so seniors can reside alongside individuals in their same stage of life. A Place for Mom partners with 11 independent living communities within a 10-mile radius of downtown Houston. These communities enable aging adults to enjoy a carefree retirement with convenient services, like on-site maintenance, housekeeping, and meal plans, that make daily life easier.
In this guide, we’ve put together a wealth of information on Houston’s independent living facilities, so prospective residents can find their ideal community. We use our 20+ years of senior living experience, proprietary data on local communities, and feedback from seniors and their families to inform you on local independent living costs, services and amenities, state regulations, and even payment tips. Each section also includes valuable senior-specific, local resources and demographics.
I will review Atria in 3 areas: the staff, the facility and the food. The staff has been wonderful. They are attentive and professional. They knew my wife's name on the first day. She was in need of more...
Response time to my mom's needs was #1 along with cleanliness. Their goal is responding within 5min. They track that daily. Activities are plentiful and my mom at 94.5 yrs does it all. Staff and...
Very caring staff. Beautiful property. Lots of amenities. Was a wonderful place for my mom to live until she needed to be moved to an assisted living facility.
I like the place but the company that owns the place is "cutting back" on things and I am WORRIED that they may not keep the place going.
Everyone is friendly and hospitable. For our budget it worked out good. Roomy apartments and they had plenty of things to do. Everyone there seemed happy to be there.
We were happy with our experience. The staff went above and beyond to help us- even came to hospital to talk with our family member. Very professional and knowledgeable - and comfortable to be with during...
I’m very happy with this facility and very protective of my mom’s best interest. Meaning I’m willing to pay up for the best care. I believe this facility is well priced in addition to being top quality. ...
I walked into Solano Preserve and was welcomed by staff and residents. The pristine surrounding and beautiful furnishings in the entry let me know that this could be my new home. I was shown several...
5 + in all areas. Care and respect are beyond belief. Overall experience has been wonderful. My spouse died at the end of April. Received much care and warmth from all , even the high school students...
The staff has gone out of there way to help me come to Elison Park. The staff has a good understanding of what a Sr. goes through in downsizing from a home. I like the community that offers a open feeling...
The facility is very pleasant and dad loves it! I think the most outstanding thing is the delicious food and lovely dining room. The staff are very friendly. Dad's apartment is quite large and comfortable....
Everybody was so caring there. My dad had struggled so long with his disabilities as he refused any help at all in his old assisted living facility as it unfortunately was not run very well. The care staff...
My mother broke her hip and was kicked out the hospital very quickly. A neighbor moved to independent living at The Buckingham, but we didn't know they have rehab after injury. She went in weak never...
Toured community looking for grandmother. Management went out their way to speak to me and made me feel welcome. Would definitely recommend. unfortunately my passed away.
The staff in the Morada Cy-Fair Senior Living Memory Care Neighborhood are all competent, friendly, compassionate, professional and knowledgeable. I feel like they listen to me and take my concerns and...
It (nor any similar business) is not perfect, but they do appear to genuinely care about the residents. Based off of our experience, I would recommend them to others looking.
The Abbey at Westminster is such a welcoming community. Every one from the front desk restaurant personel and sales/office staff have a very caring attitude. They have cultivated a caring environment.
The staff has been amazing Only thing is that memory care could use more staff. The Oaks needs to have more engaging activities for those that are mobile. Again this appears to be a staffing issue. It is...
The staff seemed very caring. The location was near my sister's house. They had a bed / room available immediately. Dad and I were already living in a Brookdale community in town so it was an easy transfer.
I give a 5 for all now but in the beginning it was quite confusing regarding medication administration. They kept messing up and could have potentially caused a medical emergency. We visit each week and the...
My loved one is currently a resident at Brookdale Champions and her experience has been great so far. The staff and care services are great. The cleanliness and friendliness are also great. Anytime that we...
5 across the board for Braeswood Estates. The leadership was amazing - the executive director knows every resident, and the nursing director was amazing.
First of all let me just say well done to all the recruiters at this place. The staff here is so amazing. They make the residents feel like family. So for this I truly thank you. I’ve heard wonderful things...
Rooms are nicely sized. It's not a very big place, but this means that the staff to resident ratio is excellent. I visit my mom every week and she is always clean, fed, and seems to generally be very well...
We developed a proprietary recommendation system that orders Houston community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
The median rent cost of independent senior living in Houston is $2,820 per month, according to A Place for Mom’s 2022-2023 proprietary data of partner communities. This figure excludes any additional fees for amenities and care services. You’ll find that independent living facilities in Houston have a lot to offer at an affordable price. These costs can include, but are not limited to, the following:
The below costs give an area comparison of average senior independent living costs and don’t necessarily account for any additional fees, such as meal plans or extra services.
Medicaid and Medicare don’t cover independent living senior community costs, as these are not considered long-term care communities. So, Houston seniors typically combine their personal resources to pay for independent senior living. Houston veterans may also use their veteran benefits to offset some costs for independent living in Houston, Texas.
It’s important to note that if you’re planning for care needs that may arise in the future, Medicaid and Medicare may be used to cover some in-home care services or care expenses in assisted living or memory care communities.
Private pay methods include a senior’s savings accounts, Social Security benefits, retirement pensions, investment returns, and more.
Note: Long-term care insurance doesn’t typically apply to independent living communities, as these policies usually only cover medical care costs in senior care communities. However, learning about long-term care insurance can be useful for future planning, in case a transfer to an assisted living care facility ever becomes necessary.
Also note: Texas is one of the few states in the nation without personal income tax, saving you from paying additional taxes on Social Security benefits or other retirement income.[02,03]
Read on for some insights into other ways you might pay for independent senior living costs:
Houston is a popular destination for Texas veterans as it belongs to Harris County — home to the highest number of veterans in Texas. Veterans in Houston can receive advice and assistance from benefits advisors employed by the Harris County Veterans Services Department. These advisors can help you or your loved one apply for pensions and benefits, process VA claims, file appeals, and more.
If a senior veteran qualifies for a VA pension, they can use those funds to cover independent living expenses. Veterans requiring assistance with activities of daily living may also be entitled to the Aid and Attendance benefit in addition to their pension, which can also be used to cover costs of senior living. Do keep in mind that senior veterans must be enrolled in VA health care and meet eligibility requirements to qualify for the Aid and Attendance benefit. The resources below can help Houston’s seniors access their eligible VA pensions and benefits.
Number of veterans who live in Houston, according to the U.S. Census Bureau
About 45% of Houston veterans are 65+, according to the U.S. Census Bureau
Resources for Houston veterans
The Harris County Veterans Services Department helps veterans obtain their VA benefits, process their VA claims, file appeals, and more.
2929 McKinney St.
Houston, TX 77003
Phone: 281-876-6600
Email: vsdinfo@harriscountytx.gov
Veterans Affairs Houston Regional Office website
6900 Almeda Road
Houston, TX 77030
Hours: Monday through Friday, 7:30 a.m. – 4 p.m.
Amazing Soldiers, Inc. is a nonprofit program dedicated to providing resources and reliable services to veterans in need of support or assistance.
3880 Greenhouse Road, Suite 409
Houston, TX 77084
Phone: 346-900-4551
Email: amazingsoldiers16@gmail.com
TVC advocates for veterans and their families in Texas. They offer eight programs dedicated to helping veterans obtain benefits, file claims, and more.
Read or download the A Place for Mom Veterans Benefits Guide.
Medicaid programs typically cannot be used to pay for independent living; however, they can help offset some associated senior care costs. Most seniors receiving Medicaid in Texas receive their coverage through the state’s Medicaid managed care program — STAR+PLUS. This program is run by the Texas Health and Human Services Commission (or HHSC) and is specifically for 65+ adults and/or adults with disabilities. This program can be used to cover the cost of some long-term health care services.
If you or a senior loved one are planning for future care needs at home, it might prove useful to learn about the STAR+PLUS Home and Community Based Services waiver program. This waiver program can help cover the costs of care services within a senior’s home or at a senior living facility. The HHSC also offers a number of programs that help seniors with Medicaid through their local area agencies on aging (commonly known as AAAs) for seniors 60+, as well as other long-term care programs for low-income seniors and seniors with a disability.
Houston resident Medicaid resources
This search tool can help you find a Medicaid benefits office near you.
The Texas Health and Human Services website offers a services search page to help you find Medicaid services.
You can apply for Medicaid online through the Your Texas Benefits website.
Find answers to questions about your Medicaid benefits.
Read A Place for Mom’s public payment guide.
Medicare is a federal health insurance program. Anyone who is over the age of 65 and/or has a disability is eligible for Medicare in Texas. Even though it cannot be used to cover rent or living costs in independent living communities, it can help cover some medical services. Medicare will cover things like hospital stays, hospice care, certain doctors’ services, outpatient care, medical supplies, and preventative services.
Houston seniors can reach out to Texas’ Health Information, Counseling, and Advocacy Program (or HICAP) to receive assistance with Medicare benefits, legal advice, and referrals. The program may direct financially eligible seniors to the Texas Medicare Savings Program, which aids seniors with their Medicare premiums, deductibles, copayments, and/or coinsurance.
Houston resident Medicare resources
You can apply for Medicare benefits through the Social Security Administration website.
This Medicare Savings Program PDF includes the application as well as directions on how to apply. You can print the PDF or request a paper form by mail.
Use this Social Security Office Locator to find your local Social Security office in Houston.
As part of a nationwide Aging Network headed by the U.S. Administration on Aging, the Harris County Area Agency on Aging provides support services for local seniors and their caregivers.
8000 N Stadium Drive
Houston, TX 77054
Phone: 832-393-4301
Email: aging@houstontx.gov
Because Medicaid and Medicare do not cover independent living costs, seniors often turn to housing assistance programs or Social Security benefits. These assistance programs can offset some costs of living, like rent, at an independent senior living community. Check out some more information on both below:
Some independent living communities accept housing vouchers from the U.S. Department of Housing and Urban Development, also known as HUD. The most common voucher program is the Housing Choice Voucher, formerly known as Section 8. Low-income seniors or individuals with disabilities may qualify for the voucher and receive rent assistance in an independent living community. The owner of the independent living community must agree to rent under the Housing Choice Voucher program, so make sure to check with the prospective community before moving in.
Additional resources:
Many seniors use their Social Security benefits to offset their living costs. There are many types of Social Security benefits and the ones available to a senior will depend on their work history and current situation. Here’s a breakdown of the types:
Independent living communities in Houston are not regulated by a state agency. However, most of our partner Houston communities share their campus with an assisted living facility. This means they are required to comply with assisted living licensing and regulation requirements set forth by the Texas Health and Human Services, also known as the HHS. Texas independent living facilities with an assisted living facility on the same campus are required to regulate the following in order to pass inspections and stay licensed:
Stand-alone independent living facilities aren’t regulated by the Texas Health and Human Services, but they are still required to comply with Texas’ general housing and apartment standards for landlords and tenants. It’s important for seniors and their families to understand their tenant rights to ensure a safe, satisfactory living situation while renting. Below, you’ll find a brief summary of tenants’ rights in Texas:
Before making any major decisions in a tenant-landlord dispute, it’s strongly recommended that a tenant consults with an attorney or tenants association. Consulting a housing expert is the best way to ensure that you don’t breach any lease agreements and will ultimately help you get the outcome you want.
If you’d like more information on your rights as a tenant in a Texas independent living facility, see this Tenants’ Rights Handbook.
Tenants with disabilities also have the right to request reasonable accommodations and modifications when they rent from any property owner. Reasonable accommodations are changes to community policies, and modifications are structural changes to common areas or individual units. These accommodations or modifications could include the following scenarios:
For detailed examples and information on reasonable accommodations and modifications, see the Texas Department of Housing and Human Affairs’ infographic. Also note that property owners may lawfully deny a request if the modification poses an undue financial and administrative burden.
Neither Houston nor Texas have specific COVID-19 regulations for independent living communities. However, independent living communities with an assisted living unit on-site must comply with any guidelines set forth by the Texas Health and Human Services Commission (also known as the HHSC). The HHSC retired its COVID-19 response plan for assisted living facilities in January of 2023, but facilities are still required to develop their own infection prevention and control measures regarding masks, physical distancing, and additional protocols for personal protective equipment (PPE) during an active infection or outbreak.[07]
Houston is home to the highest population of seniors in Texas. So, naturally, the city’s independent living communities check every box when it comes to helping seniors find their home — because the market is competitive. To learn exactly how Houston communities work to keep seniors healthy and happy, check out the following Houston independent living features:
It’s common practice for independent living to be provided in assisted living facilities or continuing care retirement communities. In fact, almost all of our partner independent living communities in Houston are on a campus that provides multiple care types, namely assisted living and memory care. Many communities even partner with third-party home care agencies on-site for seniors seeking advanced care services.
To further accommodate senior residents, many of these communities take extra security measures to make sure residents and their belongings remain safe. For example, most of our partnered communities have 24-hour staffing and a secured, gated campus with video-monitored entrances and exits.
Many of our independent living communities help seniors lead active lifestyles, free of daily stresses and chores. While residents are off enjoying their beloved hobbies and pastimes, staff members take care of the cleaning, maintenance, and landscaping. Most of our partner communities offer in-unit housekeeping and laundry services. Staff will also happily coordinate transportation, ensuring residents get from place to place safely. Plus, residents don’t have to worry about leaving the community for a haircut, as some partner communities offer on-site beauticians to provide new styles, colors, beard trimmings, and more.
Independent living residents are often looking to form new friendships and connections. That is precisely why many of our in-network Houston communities provide shared amenities, gathering spaces, and a myriad of on-site activities. Residents are free to gather in on-site arts and crafts centers, libraries, movie theaters, lounges, pubs, and more. They can also choose to attend events and activities hosted by the community. Many communities have a rotating calendar filled with interest-centered club meetings, fitness classes, off-site trips, holiday parties, birthday celebrations, and more.
Many seniors find themselves wary of Houston’s traffic as they age, so they tend to gravitate toward the city’s suburbs for retirement. Some of the most popular Houston suburbs for retirement include Sugar Land and Katy. These cities offer master-planned communities filled with community parks, pools, and courts. Residents in both cities also benefit from a range of amenities, enjoy cuisines from all around the world, shop local boutiques and name-brand stores, and explore niche museums. Plus, the spacious nature of the suburbs enables independent living communities to maximize their on-site amenities.
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Number of seniors over the age of 65 currently living in Houston, according to the U.S. Census Bureau
Percentage of Houston seniors 65+ that are retired from the workforce, according to the U.S. Census Bureau
Median annual Social Security income for Houston seniors 65 and older, according to the U.S. Census Bureau
Aging adults have access to many health care facilities in Houston — some of which are nationally ranked in geriatrics. Below, you’ll learn more about what Houston’s top-rated hospitals have to offer.
Houston Methodist Hospital is the No. 1 hospital in Texas and Houston, according to U.S. News and World Report. It’s nationally ranked in 10 specialties, including No. 22 in geriatrics, No. 15 in neurology, and No. 11 in orthopedics.
Baylor St. Luke’s Medical Center is the No. 2 hospital in Houston and is nationally ranked in six specialties, including No. 43 in geriatrics, according to U.S. News and World Report.
Memorial Hermann Hospital is No. 3 in Houston and is high performing in seven specialties, including diabetes, orthopedics, and cardiology, according to U.S. News and World Report.
MD Anderson is the No. 1 cancer center in the nation, according to U.S. News and World Report. It’s the largest cancer center in the U.S. and is also nationally ranked in geriatrics, diabetes, and urology. It’s world-renowned for its evolving research and high level of care.
Michael E. DeBakey VA Medical Center is a popular veteran hospital in Texas. It’s known for providing a wide array of services, including a range of health, legal, and even caregiver resources.
There are several ways to get around in Houston, but due to the city’s urban sprawl, most residents own cars. Luckily, many of our in-network independent living facilities enable residents to travel safely by providing complimentary or at-cost transportation services.
However, some communities only offer rides to a limited number of events, such as strictly to appointments, errands, etc., so knowing your public transportation options will come in handy. Houston’s most popular public transportation method is METRO. It offers buses, rails, and paratransit services throughout Harris County. Houston residents who are 65+ or have a disability may also qualify for RIDES.
Additionally, active seniors may benefit from checking out the following scores from WalkScore. Each score is out of 100 and based on hyperlocal data on Houston’s public density, walking routes, public transit options, biking trails, and more: [09]
As Texas’ largest city, the saying “everything’s bigger in Texas” rings true in Houston. The diverse city proclaims itself as the cultural capital of the South. To live up to this claim, the city works to accommodate the interests of all ages — most importantly, seniors. Aging adults can enjoy the city’s robust shopping and dining options, participate in senior programs at local community centers, or explore the following types of attractions:
Note that many of these attractions provide accommodations for individuals with disabilities, and some even offer senior discounts. To confirm the exact accommodations and specials available, be sure to inquire about each respective location prior to your visit.
Watercrest at Shadow Creek Ranch, Paradise Springs and Atria Westchase are the top-rated Independent Living facilities near Houston, TX. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Houston is $4,206 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Test answer:
The average cost of Independent Living in Houston is $4,206 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
TurboTax. (2022, September 7). States with the lowest taxes and the highest taxes.
Fritts, J. (2020, August 9). Does your state tax social security benefits? Tax Foundation.
United States Census Bureau. (2021). Veteran status (S2101) [Data Set]. American Community Survey.
Assisted Living Facility Licensing Act, Health Facilities § 247.001 (2021).
Texas Young Lawyers Association & State Bar of Texas. (2019). Tenants’ Rights Handbook.
Texas Health and Human Services. (2023, January 11). HHSC retires ALF COVID-19 response plan and COVID-19 FAQs.
United States Census Bureau. (2021). Population 65 years and over in the United States (S0103) [Data Set]. American Community Survey.
WalkScore. (2023). Living in Houston.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.
TurboTax. (2022, September 7). States with the lowest taxes and the highest taxes.
Fritts, J. (2020, August 9). Does your state tax social security benefits? Tax Foundation.
United States Census Bureau. (2021). Veteran status (S2101) [Data Set]. American Community Survey.
Assisted Living Facility Licensing Act, Health Facilities § 247.001 (2021).
Texas Young Lawyers Association & State Bar of Texas. (2019). Tenants’ Rights Handbook.
Texas Health and Human Services. (2023, January 11). HHSC retires ALF COVID-19 response plan and COVID-19 FAQs.
United States Census Bureau. (2021). Population 65 years and over in the United States (S0103) [Data Set]. American Community Survey.
WalkScore. (2023). Living in Houston.