10 Best Independent Living Communities in Naples, FL
With 264 days of sunshine every year, it’s no surprise independent and active seniors love Naples, Florida. Whether you’re spending a day on the golf course, at the beach, or shopping on Fifth Avenue, there’s plenty to see and do.
Thinking about retiring in Naples? A Place for Mom partners with nine independent living communities within a 10-mile radius of the downtown area. Independent living offers all the amenities of community living while allowing residents to spend time pursuing their interests and connecting with friends and family.
In this guide, you’ll learn everything there is to know about independent living in Naples. You’ll discover cost and payment options, local amenities, transportation options, and the laws and regulations that guide independent living in the Sunshine State, among other important information.
Naples Independent Living Facilities | 725 Reviews
I think its an excellent place. Activities are always fun and there's a lot to do. The place is always clean and everyone is friendly and always willing to help very thoughtful people. It's a beautiful...
The staff is wonderful to my mom and to our family. My mom was a difficult case. They showed great patience and care. They go above and beyond!Also my experience with A place for Mom was just as great!...
Not enough staff on weekends to care for residents needs when buttons on necklaces pushed. ([name removed] passed on [date removed].) The staff was very personal with the residents. My husband never asked to...
My mama recently moved to Tuscany Villa in Florida from South Carolina, and the transformation has been incredible. Before, she spent most of her time isolated in her room, but now she’s so busy with...
I have visited so many memory care communites in this town and this community is a true home feel. It was important to find a place that wasn't too fancy so my mom felt comfortable. When she walked in and...
I have lived at Lely Palms for three months in a one bedroom apartment. I am very happy with everything from the size of my apartment to the public rooms and the staff who are very friendly and helpful. The...
My mom is very happy and well taken care of! Everyone is pleasant and friendly, staff and residents. Very clean facility and the food I've had has been very good! Not a big deal but there is one separate...
I'd say that the place is like a resort - like being on vacation. It's beautiful. But that they don't cap the increase each year and so far her rent has gone up [fee removed]a month every year. She is 90...
If you are placing your loved one in memory care, you should consider Elite. I’m very pleased with the care my husband receives. [name removed] and [name removed] are caring and involved making sure...
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Moving to Bradford Square was one of the best decisions I’ve ever made. I love living here. The staff is amazingly warm and friendly and almost all of the residents are happy to be here. The value for my...
My friend has since passed but the cost was reasonable. It was sold, deterioration of services was significant and costs was unreasonable.
I researched approx. 7 assisted living facilities and I found Discovery village had all the specifics that we wanted for my Mom. The staff, the healthcare workers the nurses and every employee at this...
Mom was one of the first residents at All Seasons when it was built and she much enjoyed her time up to her passing this month [date removed] and even with her remaining days in bed in her apartment was the...
My parents moved into Sandalwood in August & are finally settling into their new home. Apartments are large & with a beautiful functional kitchen. Pull emergency cords in bathrooms & bedrooms. Shuttle bus...
The transition process was eased by grand living’s clear expectations and helpful resource recommendations for moving from my parents house into the facility. Staff is pleasant and helpful. Facilities is...
What we like the most about this community is that we feel good leaving our loved one there because she is happy and well cared for. We would absolutely recommend this community to other families based on...
It's a relatively small community so everyone knows everyone, and the staff knows all the residents and their needs. Staff is friendly, experienced and knowledgeable. Lots of outings and activities. We would...
Good but not enough physical activity in Memory care. Facility clean and smells fresh. Of the facilities I looked at in Naples I would definitely recommend The Arlington. We picked this community, because we...
My wife and I are now living for close to 2 years at Bentley Village and fully enjoy our life in this community. The beautiful landscaping, the comfortable apartments, the many sporting activities like golf,...
Orchid Terrace is a home away from home. It is warm and inviting.
Our methodology
How we rank order the Naples community options above
We developed a proprietary recommendation system that orders Naples community options based on factors we know are important to seniors and their families:
- Proximity to your search location
- Availability of recent, high-quality reviews
- The amount of detailed community information available
Where we source our information
14,000+ communities
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
350,000+ reviews
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
- Costs of independent living in the Naples area
- What families are saying about independent living in Naples
- How people pay for independent living in Naples
- Understand Florida laws and regulations for independent living communities
- Types of independent living in Naples
- Naples independent living services and amenities
- Explore senior care with confidence
- Unfamiliar with Naples? Highlights for seniors
- Health care for seniors in Naples
- Transportation for seniors in Naples
- Senior activities in Naples
Costs of independent living in the Naples area
According to proprietary data from A Place for Mom, the cost of independent living communities in Naples is $3,698 per month.[01] This cost is the average actual cost, which means it includes associated fees and service fee add-ons.
Independent living is designed for active individuals who are looking for stress-free living, so these costs don’t include services like personal care. However, they do cover home maintenance, security, and the use of on-site amenities, such as swimming pools and fitness centers.
The illustration below outlines the average baseline costs of independent living in Naples without add-on fees.
Average monthly cost of Independent Living in Naples, FL vs. nearby cities
Average monthly cost of Independent Living in Naples, FL vs. the state and national average
Average monthly cost of Independent Living in Naples vs. other types of senior living
Median monthly costs of Independent Living in Naples, FL by room type
Average cost of Independent Living in Naples over time
What families are saying about independent living in Naples
Recent reviews for independent living in Naples
The Collier at Naples
Terracina Grand in Naples, FL
Carlisle At Naples
How people pay for independent living in Naples
Seniors can pay for independent living using several different methods, such as private income streams and VA benefits. However, independent living communities are not covered by long-term care insurance, Medicaid, or Medicare.
In this section, you’ll learn more about which payment methods you can use to fund independent living. You’ll also learn how programs such as Medicare and Medicaid can be used to pay for health care costs in independent living.
There are multiple private pay methods seniors can use to pay for independent living costs, including personal savings and investment returns, pensions, and Social Security benefits. Other popular private pay methods include:
Number of veterans who live in Naples, according to the U.S. Census Bureau.
88 percent of Naples veterans are 65 or older, according to the U.S. Census Bureau
For veterans in Naples, there are several resources available to support the cost of moving to independent living. The VA benefits most commonly used by seniors to help pay for independent living costs are VA Pensions and the Aid and Attendance benefit. You can apply for the Aid and Attendance benefit here or at your regional VA office, and you can view the complete list of VA benefits online.
Before applying for any veterans benefits, we recommend connecting with a veterans services officer that can support you through the process and ensure that no benefits are left on the table. These experts are regarded as the best resources for support with veterans benefits, and they’re vetted by the U.S. Department of Veterans Affairs. Naples has several places where you can find these veterans services officers. The resources are listed below.
Resources for Naples veterans
St. Petersburg Regional Office
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 800-827-1000
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Florida Department of Veterans’ Affairs
11351 Ulmerton Road, Suite 311-K
Largo, FL 33778-1630
Phone: 727-518-3202
Hours: Monday through Friday, 9 a.m. – 4 p.m.
U.S. Department of Veterans Affairs
Phone: 800-827-1000
Hours: Monday through Friday, 8 a.m. – 9 p.m.
Collier County Veteran Services
3339 Tamiami Trail, Suite 212
Naples, FL 34112
Phone: 239-252-8387
Fax: 239-252-2870
Email: colliercounty.veteranservices@colliercountyfl.gov
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Veterans of Foreign Wars: Post 7721
800 Neffs Way
Naples, FL 34119
Phone: 239-455-7721
Hours: Monday through Thursday, 10 a.m. – 8 p.m.; Sunday, 9 a.m. – 8 p.m.
Disabled American Veterans
9500 Bay Pines Blvd.
St. Petersburg, FL 33744
Phone: 727-319-7444
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Medicaid, the joint federal and state health insurance program for low-income seniors, will not cover independent living costs. However, it can be used for medically necessary in-home health care services.
In Florida, Medicaid is operated by the Agency for Health Care Administration through the Statewide Medicaid Managed Care program (SMMC). SMMC comprises three separate programs: the Long-Term Care program (LTC), the Managed Medical Assistance program, and the Dental Program. You can receive funding assistance through the Long-Term Care waiver, which provides services to prolong independent living. Most other Medicaid coverage is granted through the Home and Community-Based Services Waiver program.
Need some help navigating Medicaid? The Florida Department of Elder Affairs and the Area Agency on Aging offer unbiased financial counseling through the Serving Health Insurance Needs of Elders program. If you need impartial support and advocacy, reach out to the Florida Ombudsman Program.
Naples resident Medicaid resources
Statewide Medicaid Managed Care
Phone: 877-711-3662
Hours: Monday through Thursday, 8 a.m. – 8 p.m.; Friday 8 a.m. – 7 p.m.
Florida Agency for Health Care Administration
2727 Mahan Drive
Tallahassee, FL 32308
Phone: 850-412-4000
Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
Area Agency on Aging for Southwest Florida
2830 Winkler Ave., Suite 112
Fort Myers, FL 33916
Phone: 239-652-6900
Fax: 239-652-6989
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org
Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323
If you’re 65 or older or diagnosed with certain disabilities or illnesses, you can apply for Medicare, a federal health insurance program. While Medicare can’t be used for custodial independent living costs, such as room and board, it can be used for short-term health costs such as doctor visits, medication, and acute care. You can sign up for Medicare online.
Florida also has a number of programs that can support people who need financial counseling or assistance with Medicare costs. These options include:
- Through Serving Health Insurance Needs of Elders, seniors can access free financial counseling and Medicare classes.
- Eligible individuals can use the Florida Medicare Savings Program to cover Part A and Part B premiums.
- Need a discount on prescription medications? Check out the Florida Discount Drug Card Program.
- Finally, check out the Hope Program for All-Inclusive Care of the Elderly (PACE). If you’re eligible for the PACE program, you can receive free services such as medical and home care.
For questions about Medicare, it’s best to reach out to the Social Security Administration. However, if you need help with or have concerns about long-term care, you can also contact the Florida Ombudsman Program.
Naples resident Medicare resources
Naples Social Security Administration Office
2659 Professional Circle, Room 1114
Naples, FL 34119
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Florida Department of Elder Affairs
4040 Esplanade Way
Tallahassee, FL 32399-7000
Phone: 850-414-2000
Fax: 850-414-2004
Florida Medicare Savings Program
Phone: 888-419-3456
Florida Discount Drug Card Program
Phone: 866-341-8894
Serving Health Insurance Needs of Elders
4040 Esplanade Way, Suite 270
Tallahassee, FL 32399-7000
Phone: 800-963-5337
Fax: 850-414-2150
Email: information@elderaffairs.org
Hope Program for All-Inclusive Care of the Elderly
13020 Livingston Road
Naples, FL 34105
Phone: 239-985-6400
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Florida Ombudsman Program
4040 Esplanade Way, Suite 380
Tallahassee, FL 32399-7000
Phone: 850-414-2323
Understand Florida laws and regulations for independent living communities
Stand-alone independent living communities are subject to the same state and federal laws as rental properties and senior apartments. In addition, tenants are protected under the Fair Housing Act, which protects renters and home-buyers from discrimination; the Equal Credit Opportunity Act, which protects people from discrimination during the credit application process; and the Americans with Disabilities Act, which protects people with disabilities from discrimination. The U.S. Department of Housing and Urban Development lists all Florida tenants’ rights and protections on its website.
However, stand-alone independent living communities aren’t licensed because they aren’t classified as care facilities. More than 60% of our partner independent living facilities in Naples are part of larger care communities, such as assisted living or memory care. If they aren’t stand-alone, independent living communities must follow the same licensing regulations the rest of the facility follows.
Florida’s Department of Health is in charge of licensing and inspecting care facilities. Facilities are inspected before opening and then every two years. Inspectors examine the following factors:
- Staff and patient ratios
- Staff training
- Resident care plans
- The number of registered nurses on staff
- And more
Inspection reports can be found online on the Florida Agency for Health Care Administration website.
Florida Department of Health
4052 Bald Cypress Way
Tallahassee, FL 32399
Phone: 850-245-4444
Hours: Monday through Friday, 8 a.m. – 5 p.m.
COVID-19 regulations for Naples independent living communities
Naples doesn’t currently have city-wide ordinances related to COVID-19. However, it does recommend people and businesses follow guidelines from the Centers for Disease Control and Prevention (CDC). These general guidelines include:
Vaccinations. Vaccines and boosters are recommended but not required.
Masking. Masks are recommended for anyone who’s been exposed to or diagnosed with COVID-19.
Facility cleanliness. Communities should follow CDC best practices and improve ventilation systems to decrease the spread of COVID-19.
Social distancing. People should avoid getting close to those who have a suspected or confirmed case of COVID-19.
Types of independent living in Naples
With its subtropical climate, Naples is a wonderful option for independent seniors who want to spend time in or around water. All of our partner communities have a swimming pool. However, if you prefer to explore, Naples also has plenty of beaches, golf clubs, and opportunities to boat or fish.
Independent living amenities and services
Independent living facilities in Naples have plenty of amenities and services designed to make your life easy and stress-free. In terms of services, independent living communities provide dining options, housekeeping, and maintenance so you can spend more time doing what you love. As for independent living amenities, you’ll surely enjoy the swimming pools, fitness centers, game rooms, movie theaters, and arts and crafts centers at some of our partner facilities.
Peace of mind at any stage of life
Many people who are thinking about independent living are also considering what care they’ll need down the line. Luckily, more than 60% of our partner facilities in Naples are combined with other care communities that provide higher levels of health care.
For example, three of our partners offer a combination of independent living and assisted living, and three more offer independent living, assisted living, and memory care. These facilities are a smart option for those who want to avoid moving to a new place when they need additional support and health care.
Luxury living
Naples has a higher cost of living than other cities in Florida. With that higher cost of living comes an abundance of luxury features, such as nearby fine dining and high-end shopping. So, whether you like one-of-a-kind, upscale boutiques or stores with designer brands, there are plenty of options for you to indulge.
Naples independent living services and amenities
Availability of select dietary accommodations in Naples independent living
Availability of select dining options in Naples independent living
Availability of select programs and activities in Naples independent living
Explore senior care with confidence
Know where to start.
Identify the right care for your loved one with our free assessment.
See what you can afford.
Understand cost and payment for long-term care based on your loved one's needs.
Find top facilities for you.
Free, personalized guidance from our Senior Living Advisors can help you narrow your search.
Tour your favorite facilities.
Our free touring checklist can help you choose the right community.
Unfamiliar with Naples? Highlights for seniors
Number of seniors over the age of 65 currently living in Naples
Median annual income for Naples seniors 65 and older
Health care for seniors in Naples
Transportation for seniors in Naples
Our partner independent living facilities make it easy to get around Naples since all of them offer free transportation, and 56% offer it at-cost. Depending on where you want to go, there are other ways to get around, too.
According to Walk Score, Naples’ walkability is only 35 out of 100.[05] This means you will need to use vehicles to run most daily errands. A walk score is based on public density, walking routes, biking routes, and public transportation. There are a few walkable neighborhoods, however, including Old Naples, Lake Park, and Sun Terrace.
Beyond driving, there are a few other options to get around the city:
- Naples has scattered bike lanes in some of the busier areas.
- Collier Area Transport (CAT) is the local transportation network, offering 19 routes throughout the county.
- Naples Bay Water Shuttle serves Naples’ waterfront and operates between some popular dining and shopping spots.
For those who need assistance, CAT’s bus system is fully accessible. It also offers door-to-door paratransit called CATConnect for those who meet Americans with Disabilities Act eligibility requirements. Application information for CATConnect is available online.
Walk Score
Bike Score
Senior activities in Naples
Naples is a haven for those who love spending time outside. With sun-soaked beaches and year-round balmy weather, this town has everything you’d expect from a seaside community. Some of the main activities revolve around outdoor points of interest; for instance, Lowdermilk Beach has pretty beach-front parks, and Naples Pier is the perfect place for a stroll. Water-focused activities are also popular. For example, you can view Florida’s famous waterways by boat.
Beyond its beaches, Naples has expansive outdoor areas to explore. Whether it’s Naples Preserve’s famous butterfly garden or the 21-acre Nature Center, there are several options to explore Florida’s flora and fauna by foot or by boat. You can also take a trip to the botanical garden to wander through nine perfectly manicured gardens celebrating different themes and regions of the world.
For those who want to beat the heat, Naples has a number of accessible museums that speak to different interests and ages. For example, the Revs Institute features historically significant classic cars, and The Baker Museum regularly hosts global exhibitions. Want a taste of local history? The Naples Historical Society has several tours, lectures, and events.
While there’s plenty to do in the city center, you could also spend a weekend at Seminole Casino Hotel watching the latest touring musician or spending time at the blackjack table.
If you want to expand your community, Naples is home to several community centers and country clubs. Check out these local spots to make new friends and find new activities:
Frequently Asked Questions
Canterfield of Fort Myers, Seascape At Naples and American House Bonita Springs Independent Living are the top-rated Independent Living facilities near Naples, FL. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Naples is $4,931 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Test answer:
The average cost of Independent Living in Naples is $4,931 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
References
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101): Naples, Florida [Data set]. QuickFacts.
U.S. News and World Report. (2023). NCH Baker Hospital in Naples, FL – Rankings, Ratings & Photos
U.S. News and World Report. (2023). Physicians Regional-Pine Ridge Hospital in Naples, FL – Rankings, Ratings & Photos
Walk Score. (2023). Downtown Naples, Florida.
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