Fort Wayne, the second-largest city in the state of Indiana, is home to the largest public genealogy collection in the United States, Parkview Field, and a plethora of activities including but not limited to shopping centers, museums, and hiking trails. As an active senior who wants to enjoy all the benefits of living independently without the hassles associated with maintaining a private home, you may be considering a move to a senior apartment in Fort Wayne. Senior apartments allow you to engage in all the activities you like without worrying about residential landscaping duties, buying a new roof, or shoveling snow. Plus, you get all the advantages of living near others who may share your same interests.
Senior living arrangements vary greatly from luxury condos to more modest, cozy accommodations. This makes it easier for you to find the right senior apartment for your preferred lifestyle and budget. Our listings of senior apartment properties within 10 miles of the downtown area is a great place to begin your senior apartment search in Fort Wayne.
Throughout this guide, you’ll find Fort Wayne-related insights beyond just property amenities, including a cost and payment guide, veteran benefits, and a breakdown of the region’s transportation and health care options. That way, you can get closer to finding a senior apartment that suits your needs
My loved one has moved into Brentwood Senior Apartments, and we are so happy with the community. My loved one is really enjoying his time here. He loves his apartment, and is so thankful to have found it. We...
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Financial considerations are almost always a factor when deciding which senior apartment is best suited for you. In Fort Wayne, the average monthly rent for a senior apartment is $1,172 but can range anywhere from $721 and $1,835.[01]
The following costs represent average baseline costs without add-on fees.
Independent seniors looking for age-specific apartments in Fort Wayne typically pay for most of their monthly rent out of pocket using private pay methods. However, under some circumstances, seniors may be able to offset some of their other costs like in-home health care with VA benefits, Medicaid, Medicare, or public assistance. Note that the cost of rent for senior apartment communities is not covered by programs like Medicaid, Medicare, or long-term care insurance because they don’t provide actual care. Here you can find private pay, housing assistance, VA benefits, Medicare, and Medicaid resources for seniors.
Seniors frequently have some accumulation of savings or access to income streams that they can use to cover their apartment rental. For instance, they might receive regular monthly benefits from Social Security, collect a pension, have a retirement account, or own investments.
If you’re interested in knowing about other private pay methods, read our guides below. They’ll provide you with more details about using your home ownership or life insurance to cover the cost of your Fort Wayne senior apartment.
Number of veterans who live in Fort Wayne
About 41% of Fort Wayne veterans are 65+
If you or your spouse is a military veteran, you may be eligible to receive special benefits. For instance, the VA Aid and Attendance benefit is designed to cover some expenses associated with living in a senior apartment facility or complex because it is for anything that improves quality of life. You can apply online or by sending a completed VA form to your Pension Management Center.
If you need help navigating the application process or would like to see what other benefits are available in your area, start by contacting an Allen County veterans services officer. These vetted experts can help you understand and apply for VA benefits. You can also connect with these experts at other veterans services organizations (VSOs), such as the American Legion or Veterans of Foreign Wars.
Resources for Fort Wayne veterans
Allen County Veterans Services Officers
City County Building
1 E. Main St., Room 106
Fort Wayne, IN 46802
Phone: 260-449-7861
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Contact: Joe Wasso
Email: joe.wasson@co.allen.in.us
Contact: Aaron Miller
Email: aaron.miller@co.allen.in.us
American Legion Post 0499
2202 W. Main St.
Fort Wayne, IN 46808
Phone: 260-432-0032
Email: inalpost499@gmail.com
AMVETS Post #33
6620 Koester Drive
Fort Wayne, IN 46064
Phone: 260-704-3219
Post 1421 Kekionga Post
7712 Bluffton Road
Fort Wayne, IN 46809
Phone: 260-747-7767
Post 857 Jim Eby Post
2202 W. Main St.
Fort Wayne, IN 46808
Phone: 260-432-0032
Post 10006 Fort Miami Post
6814 S. Anthony Blvd.
Fort Wayne, IN 46816
Phone: 260-447-2112
Indiana Medicaid is a program designed to help low-income seniors cover the cost of medical care. While it won’t pay for the cost of senior apartment rent, Medicaid can be another way to pay for in-apartment care, health care appointments, treatments, and surgeries.
If you are looking for more information on Medicaid in general, take a look at the Indiana Family and Social Services Administration Medicaid Eligibility Policy Manual. There, you’ll learn more about home and community based services (HCBS) waivers, which are sometimes referred to as 1915(c) waivers. These waivers can be used to pay for medically necessary home visits from health care professionals. You can apply for Medicaid and the HCBS waivers through the Indiana Family and Social Services Administration. If you’re not eligible for Medicaid waivers but have a physical disability and are age 65+, you may still be eligible for funding through Hoosier Care Connect. Before you apply, be sure to check your eligibility.
Like so many programs, Medicaid can be confusing even after you’ve conducted research. To make your experience less overwhelming, it is strongly recommended to get in touch with the local long-term care ombudsman for more personalized information and guidance. Ombudsmen are specifically trained to help seniors through the Medicaid process. The Aging and Disability Center can also help.
Fort Wayne resident Medicaid resources
Medicaid Office
Family and Social Services Administration
201 E. Rudisill Blvd.
Fort Wayne, IN 46806
Phone: 800-403-0864
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Aging and In-Home Services of Northeast Indiana, Inc.
Aging and Disability Center
8101 W. Jefferson Blvd.
Fort Wayne, IN 46806
Phone: 260-745-1200
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Long-Term Care Ombudsman Program of N.E. Indiana
Zanzy Lewis, LTC Ombudsman
114 Three Rivers East
Fort Wayne, Indiana 46802
Phone: 260-469-3161
Email: zanzy@doingthegood-ombudsman.org
Medicare is a federally funded and arranged insurance program that will not cover rent but can act like private insurance and help cover some short-term medical care costs. The main difference between Medicaid and Medicare is that Medicare’s not just for low-income seniors.
Medicare is available to all seniors 65 and older and can be applied for online or in person through the Fort Wayne Social Security Administration office. All states have their own versions of Medicare and some, like Indiana, have other programs to reduce the cost of health care such as HoosierRx, a pharmaceutical assistance benefits program, and Medicare Savings Programs that can help cover copays, premiums, and deductibles for eligible individuals.
The Program for All-Inclusive Care for the Elderly (PACE) is a program designed for those 55 and older who need the level of care one might normally receive in a nursing home. PACE delivers that care in settings outside of a nursing home to keep seniors independent longer.
If you have not yet registered with Medicare, you can start by reaching out to Indiana’s State Health Insurance Assistance Program (SHIP). Indiana’s SHIP program is a free counseling program for people with Medicare and can be found at the Aging and In-Home Service of Northeast Indiana, the local area agency on aging. You can also reach out to the long-term care ombudsman for assistance.
Fort Wayne resident Medicare resources
Fort Wayne Social Security Administration Office
2122 Lincolnway Court
Fort Wayne, IN 46819
Phone: 877-223-6061
Hours: Monday through Friday, 9 a.m. – 4 p.m.
HoosierRx
402 W. Washington St.
Indianapolis, IN 46204
Phone: 866-267-4679
PACE of Northeast Indiana
2927 Lake Ave.
Fort Wayne, IN 46908
Phone: 260-469-4148
Email: info@pacenein.org
Aging and In-Home Services of Northeast Indiana (SHIP)
8101 W. Jefferson Blvd.
Fort Wayne, IN 46804
Phone: 260-745-1200
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Long-Term Care Ombudsman Program of N.E. Indiana
Ombudsman: Zanzy Lewis
114 Three Rivers East
Fort Wayne, IN 46802
Phone: 260-469-3161
Email: zanzy@doingthegood-ombudsman.org
A few types of public assistance may be available for seniors who meet low-income requirements. These include the U.S. Department of Housing and Urban Development (HUD) Housing Choice Voucher program, formerly known as Section 8, and Social Security benefits.
The local HUD Housing Choice Voucher program can help offset the cost of rent for seniors and is determined through the Fort Wayne Housing Authority. However, not all landlords who own senior apartments accept HUD vouchers. It is important to make sure to check with your landlord.
In terms of Social Security, you may already be receiving retirement benefits based on your or your deceased spouse’s work credits, which would be a Social Security survivors pension. If you have been diagnosed with a disability and used to work, you may be eligible to receive Social Security Disability Insurance (or SSDI) as well. If you have a disability but did not work, coverage may be available through Supplemental Security Income (or SSI).
Fort Wayne resident public assistance resources
Fort Wayne Housing Authority
7315 S. Hanna St.
Fort Wayne, IN 46816
Phone: 260-267-9300
Hours: Monday and Wednesday, 8 a.m. – 3 p.m.; Thursday, 10 a.m. – 5 p.m.
Social Security Administration Office
2122 Lincolnway Court
Fort Wayne, IN 46819
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Senior apartments aren’t governed as strictly as care-specific housing properties like skilled nursing and memory care facilities because they do not provide health-related services. However, property owners and managers must still ensure they follow all applicable Indiana and Fort Wayne housing laws, regulations, and requirements as outlined by the Indiana Department of Health and other organizations.
For example, all senior apartments must comply with:
For more in-depth information, read the Fair Housing for Seniors in Indiana guidebook. This resource also includes information on the Housing for Older Persons exemption, which protects people over 55 from renting housing that has not been approved.
To further vet any potential senior apartment for the factors that matter most, such as cleanliness, safety, security measures, privacy, access, upkeep, and non-discriminatory processes, you can look up HUD’s inspection reports. If you have concerns before or after moving to a senior apartment, you can contact the Indiana Department of Health.
Indiana Department of Health
2 N. Meridian St.
Indianapolis, IN 46204
Phone 317-233-1325
Hours: Monday through Friday, 8:15 a.m. – 4:45 p.m.
There are no current COVID-19 regulations or requirements for senior apartment communities in Fort Wayne. Nevertheless, it is always best to use good judgment to avoid contracting or spreading COVID-19 or any communicable virus and follow Centers for Disease Control (CDC) guidelines.
If you are healthy enough to receive COVID-19 and other vaccinations and boosters, ask your doctor about getting them.
Wearing a mask when you’re in close quarters with others or when you’re feeling ill can protect you and others.
When possible, stay six feet apart from others who may be sick.
If you’re waiting on a COVID-19 test result or know you have this virus, self-isolate until your physician says you’re no longer contagious.
Senior apartment living arrangements in Fort Wayne, Indiana, are designed to meet the needs of independent older adults. What makes senior apartments so appealing to many retirement-age individuals is that they offer all the benefits and freedom of living in a home without all the annoying maintenance issues like shoveling snow and groundskeeping. Additionally, many senior apartment communities offer unique amenities ideally suited for active singles and couples.
In the era of aging in place, many seniors stay active as long as they can. If this describes your lifestyle, consider looking for a senior apartment facility with onsite recreational and fitness choices. These could be anything from tennis courts and swimming pools to a workout and exercise room or daily yoga classes. Fort Wayne also has many parks, biking lanes, golf courses, bowling alleys, and pickleball courts. This enables you to move as freely as you want and keep up your active lifestyle.
Some senior housing communities set up picnics, barbecues, and other social events. Your preferred senior apartment facility may even host occasional outings for an affordable price. These types of social celebrations and occasions give you the chance to mix and mingle with others in your senior apartment community. They also enable you to explore Fort Wayne and the surrounding areas alone, with your spouse or partner, or even with visiting family members and friends.
Do you or your live-in loved one use a wheelchair? Need accessibility beyond an elevator or one-story home? Many senior apartments are laid out to make it easier for you to move around easily and safely with wide doors, walk-in tubs, and lowered countertops and cupboards. When you take your in-person or virtual tour of a senior apartment, ask about these possibilities.
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Number of seniors over the age of 65 currently living in Fort Wayne
Percentage of seniors 65 and older within the Fort Wayne population
Median annual income for Fort Wayne seniors 65 and older
Parkview Regional is ranked fourth overall in Indiana, according to the U.S. News and World Report, and is recognized as high performing in colon cancer surgery, heart attack care, and kidney failure treatment among others.
Lutheran Hospital of Indiana is well-known for its cancer care, cardiology services, gastroenterology options, geriatrics services, lung surgeries, and urology treatment.
If you’re a veteran or the spouse of a veteran, you may want to consider finding a doctor through the Veterans Affairs Northern Indiana Health Care System in Fort Wayne. Some of the hallmarks of this facility include cardiac care, bariatric care, and emergency care.
Fort Wayne is a city that’s most easily explored by car or bus. Though you can bike around, its bike score of 32 out of 100 makes it less cycle-friendly than some other large communities. Walk Score compares cities to rate them on how easy it is to get around on foot, by bike, or via public transit.[05]
Citilink Bus is the bus route that travels through Fort Wayne. Be sure to check on the route times and schedule. The Citilink website is kept up-to-date and includes scheduling modifications during holidays. You should also note that city buses don’t run on Sundays, so you’ll need an alternate means of transport if you plan to run errands, get to an appointment, or take an excursion on a Sunday.
The Community Transportation Network (CTN) is a private, nonprofit agency that may offer shuttle or other services to seniors. CTN is specially designed for individuals — including seniors — who are having trouble accessing or affording other means of transportation in the Fort Wayne region.
Every city has its unique landmarks, attractions, events, and social opportunities and Fort Wayne is no exception. Both visitors and residents alike appreciate all the things to do and discoveries to be made in Fort Wayne and the surrounding region. This means that after moving to a senior apartment, you’ll have plenty to see and experience in the years to follow.
Getting outside for fresh air isn’t difficult in Fort Wayne. It has plenty of green space for activities from jogging and hiking to pickleball and bird-watching. Within Fort Wayne, you can find 80+ parks, some of which have manicured trails.
If you are looking for a more rustic walking trail, the Lindenwood Nature Preserve may be your best bet. The Lindenwood Nature Preserve contains four hiking trails and offers environmental education and cultural enrichment to foster spiritual and physical connection with nature.
Fort Wayne is also home to the Fort Wayne Children’s Zoo. Even though its name implies a childlike ambiance, it’s for people of every age. The zoo has a calendar of events it hosts all throughout the year — one of which is the Zoofari, an event for those 21 and older to sample food, beer, and wine as they walk through the zoo while listening to music from local bands.
One of the greatest perks of living in Fort Wayne is the vast array of museums and historical sites. If you are interested in art, check out the Fort Wayne Museum of Art. This art gallery has been specifically created and renovated to be accessible for people with mobility issues.
Located in the old city hall building is the Fort Wayne and Allen County History Center, which offers a discounted price to all seniors. Here you can learn more about the rich history of Fort Wayne and explore multiple exhibits and collections. The History Center is also the proud host of the annual Festival of Gingerbread, one of Fort Wayne’s most popular events.
The Fort Wayne Farmers Market has been around since October 2012. Not only is a visit to the Farmers Market a great way to support local businesses, but you can walk away with fresh produce, baked goods, meals, and more.
Locally known as the “City of Restaurants,” Fort Wayne has cuisines to appease everyone’s taste buds — from Vietnamese and Italian fare to a growing battalion of creative food trucks that specialize in macaroni and cheese, pizza, churros, barbecue, and much more. Fort Wayne also boasts four wineries within a short driving distance, including Country Heritage Winery in LaOtto and Satek Winery in Fremont.
Fort Wayne has plenty of senior-specific activities. The Fort Wayne Parks and Recreation Community Center hosts a plethora of summer programs for seniors including but not limited to, a shuffleboard league, yoga, tap classes, cornhole, and more. The Parkview Regional Medical Center also offers the Parkview Seniors Club, wellness and educational opportunities, community discounts, and senior celebrations.
Cedar Creek of Fort Wayne, Chandler Place and Park Lofts at Huntington are the top-rated Senior Apartments facilities near Fort Wayne, IN. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Fort Wayne is $1,694 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.
United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.
U.S News & World Report. (2023). Parkview Regional Medical Center.
Walk Score. (2023). Living in Fort Wayne.
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.
United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.
U.S News & World Report. (2023). Parkview Regional Medical Center.
Walk Score. (2023). Living in Fort Wayne.