Who are you searching for?

If you’re looking for independent living in the Chester area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Chester. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 447 independent living facilities in Chester, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Fairfield Area, Holabird Industrial Park and Curtis Bay Industrial Area.
You may also consider nearby communities such as Annapolis, Crofton and Easton.

ShortCode tests:
top3CommunitiesWithLinks: Regency Crest, Chevy Chase House and Candle Light Cove
zipAveragecost: $3,935

Chester Independent Living Facilities | 6004 Reviews

Cost of independent living in Chester, MD

The average cost of senior living in Chester is $3,935 per month. Cheaper nearby regions include Naval Academy, MD with an average of $3,128 per month.

Independent living costs in Chester, MD, vs. nearby cities

Chester, MD

$3,948/mo

Queenstown, MD

$3,681/mo

Highland Beach, MD

$3,717/mo

Independent living costs in Chester, MD, vs. state and national averages

Chester, MD

$3,948/mo

Maryland state

$3,840/mo

U.S. national average

$4,024/mo

Independent living costs in Chester, MD, vs. other senior living options

Assisted Living

$5,269/mo

Memory Care

$6,922/mo

Independent Living

$3,948/mo

Independent living costs in Chester, MD, by floor plan type

Studio

$4,144/mo

1 Bedroom

$4,759/mo

2 Bedroom

$6,192/mo

Detached Cottage/Bungalow

$3,700/mo

Senior living costs in Chester vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.

Column communityType: Community type

Column destination: Chester, MD

Column state: Maryland

Column national: U.S.

Community type	Chester, MD	Maryland	U.S.
Independent Living	$3,948/mo	$3,840/mo	$4,024/mo
Assisted Living	$5,269/mo	$5,277/mo	$4,565/mo
Memory Care	$6,922/mo	$6,237/mo	$4,803/mo

Independent Living

Chester, MD:$3,948/mo

Maryland:$3,840/mo

U.S.:$4,024/mo

Assisted Living

Chester, MD:$5,269/mo

Maryland:$5,277/mo

U.S.:$4,565/mo

Memory Care

Chester, MD:$6,922/mo

Maryland:$6,237/mo

U.S.:$4,803/mo

Table showing 5 of 3 items. Click to show less.

Independent living costs in Chester, MD, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Chester and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Chester, MDMD stateNational

Independent living cost trends in Chester, MD

The table below shows how monthly independent living costs in Chester have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.

Column location: Location

Column cost2024: 2024 average cost

Column cost2023: 2023 average cost

Column percentChange: Percent change

Location	2024 average cost	2023 average cost	Percent change
Chester, MD	$4,099/mo	$4,113/mo	-0.3%
Maryland	$4,066/mo	$4,045/mo	+0.5%
National	$3,256/mo	$3,166/mo	+2.8%

Chester, MD

2024 average cost:$4,099/mo

2023 average cost:$4,113/mo

Percent change:-0.3%

Maryland

2024 average cost:$4,066/mo

2023 average cost:$4,045/mo

Percent change:+0.5%

National

2024 average cost:$3,256/mo

2023 average cost:$3,166/mo

Percent change:+2.8%

Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

Your Guide to Paying for Care

Plan for and know your options for how to cover long-term care expenses.

Your Guide to VA Benefits

The VA provides two veterans benefits that can be used to offset the costs of long-term care.

Medicare and Medicaid

Understand the difference between these two public pay options, and what they cover.

What families are saying about independent living in Chester

Recent reviews for independent living in Chester

Integrity Esther's Place at Harford in Baltimore, MD

4.8

From the first day of admittance, until his final passing, Esther's Place delivered excellent care for my 96 yr old Brother in law who suffered from Alzheimers & other medical issues. The high level of competence, caring & attention all within a great budget.. I highly recommend Esther's Place ...

Forest Hills of DC in Washington, DC

4.6

My sister has lived at Forest Hills in the Health Care Center for a while. Before the pandemic, they had wonderful activities as well as great nursing care. In the pandemic they have done an incredible job to keep everyone safe, to figure out ways to have safe activities and/or virtual or safe ...

Victory Terrace in Potomac, MD

5.0

Victory Terrace Senior Apartments have been a wonderful experience so far for my mom. The staff is friendly and helpful. It is a beautiful community with well-kept landscaping in a breathtaking neighborhood. My mom is an active 84 and this lifestyle suits her well. She still enjoys making her ...

Chester independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Chester independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Chester, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Chester independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Chester partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.

Chester, MDNational

Nutritionist / dietician

23.4%

20.3%

Low / no sodium

35.2%

34%

No sugar

34.1%

31.4%

Vegetarian

29.1%

33.4%

Pureed meals

16%

7.8%

0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Chester independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Chester communities that offer dining options to their discerning residents compared to our partners nationally.

Chester, MDNational

Professional chef

28.3%

36.4%

Restaurant style dining

33.3%

43.4%

Room service

29.7%

36.8%

Anytime dining

15%

17.2%

0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Chester independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Chester offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.

Chester, MDNational

Activity director

35.7%

45.3%

Pet-focused programs

25.5%

28.3%

Community service programs

26.2%

32.7%

Devotional activities on-site

51.7%

49.2%

Parties / BBQs / happy hour

49.6%

49.8%

Outings / off-site activities

53.3%

54.9%

Piano or organ

32.3%

43%

Arts and crafts center

28.6%

37.6%

Educational speakers / life long learning

32.8%

41.6%

Clubs / games / karaoke

38.1%

47.4%

Live performances

38.6%

47.2%

Dances

23.9%

32.4%

Fitness center

29.9%

39.7%

Fitness classes

37.5%

46.9%

0.0%20.0%40.0%60.0%80.0%100%

More questions?

Ask an A Place for Mom local advisor at no cost.

The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.

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“Molly, our Senior Living Advisor, was there every step of the way, and we could not be more grateful. Molly’s insider knowledge helped us make the best decision we could...”

- Claudia Whitaker

insider knowledge best decision

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10 Best Independent Living Communities in Chester, MD

Chester Independent Living Facilities | 6004 Reviews

Our free advisors can help

Cost of independent living in Chester, MD

Independent living costs in Chester, MD, vs. nearby cities

Independent living costs in Chester, MD, vs. state and national averages

Independent living costs in Chester, MD, vs. other senior living options

Independent living costs in Chester, MD, by floor plan type

Senior living costs in Chester vs. state and national costs

Independent living costs in Chester, MD, over time

Independent living cost trends in Chester, MD

Discover the many ways to pay for senior living

What families are saying about independent living in Chester

Recent reviews for independent living in Chester

Chester independent living services and amenities

Availability of select dietary accommodations in Chester independent living

Availability of select dining options in Chester independent living

Availability of select programs and activities in Chester independent living

More questions?