About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
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About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
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NON -CHALLENGER h1 from CMS8 Best Assisted Living Facilities in Waterloo, IL

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Who are you searching for?

If you’re looking for assisted living in Waterloo, our local senior living advisors can help you find a safe, welcoming community for you or your loved one. Whether you’re searching for luxury assisted living in Waterloo or sticking to a budget, we’ll work with you to understand the cost of assisted living in Waterloo.

From there, we’ll show you the best assisted living communities in Waterloo for your family member’s budget, lifestyle, and personal care needs. With 8 assisted living facilities in the Waterloo area, A Place for Mom makes it easier to find a secure and social community for this next stage of life.

We are also serving Assisted Living facilities in surrounding neighborhoods like Old Marissa, Ellendale and Franz Park.
You may also consider nearby communities such as St. Louis, Belleville and Collinsville.

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totalResults: 8
top3CommunitiesWithLinks: Garden Place of Waterloo, Garden Place Columbia and Cedarhurst of Waterloo
zipAveragecost: $5,444

totalResults: 8

Waterloo Assisted Living Facilities | 5360 Reviews

Showing 8 communities
Last Updated: 8/27/26
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Photo of Garden Place of Waterloo
1212 Photos available
8.9
Review score
10 reviews
8.9
Review score
10 reviews
5 star
90%
4 star
10%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Overall a really great place to have your loved one. Great events, great staff, great care! The rooms are great and personable. You’re able to make it your place. I would recommend this place to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Garden Place specializes in providing individual services to it's clients. There is no age restriction for apartments any of our communities. The services provided by Garden Place are not medical. The service that can be provided in apartments include but are not limited to: Light Housekeeping...
Photo of Garden Place Columbia
1414 Photos available
8.7
Review score
26 reviews
8.7
Review score
26 reviews
5 star
38%
4 star
54%
3 star
4%
2 star
0%
1 star
4%
See all reviews
My mom was well taken care of. The place was very clean. Loved the people who worked there. The people who work there were genuine and caring. I would recommend to others.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Garden Place specializes in providing individual services to it's clients. There is no age restriction for apartments any of our communities. We also offer short term and respite stays. The services provided by Garden Place are not medical. The service that can be provided in apartments include...
See details
Photo of Cedarhurst of Waterloo
2424 Photos available
55 Floor plans available
7.0
Review score
10 reviews
7.0
Review score
10 reviews
5 star
60%
4 star
30%
3 star
0%
2 star
10%
1 star
0%
See all reviews
We've had a positive experience overall. There are a few things we need to get straitened out, but in general, it's a good place. The staff are friendly. And my loved one is safe there, which is very...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Cedarhurst of Waterloo, Illinois, is a premier assisted living community dedicated to exceptional care for seniors. Our wide range of amenities and services ensures comfort and enjoyment. With personalized care plans, medication assistance, and more, our compassionate staff meets individual...
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Photo of Reflections of Garden Place
66 Photos available
5 star
60%
4 star
40%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My dad has been here for 6 months, he is very happy here... He has Dementia/Alzheimer's, it was a hard decision to make when we realized he couldn't live home alone any longer. Reflections made this...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Reflections of Garden Place provides seniors with a caring assisted living community in Columbia, Monroe County, Illinois. This community offers memory care to those seniors who are looking for support. The city of Columbia offers a peaceful location for residents to call home, and guests will...
Photo of Garden Place of Millstadt
1010 Photos available
5 star
75%
4 star
0%
3 star
0%
2 star
0%
1 star
25%
See all reviews
Great place. Love everything about it. The center is clean, the food is good, and the staff is amazing. If you're looking for a center that will provide your love one with the care they deserve, I highly...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Garden Place specializes in providing individual services to it's clients. There is no age restriction for apartments any of our communities. The services provided by Garden Place are not medical. The service that can be provided in apartments include but are not limited to: Light Housekeeping...
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Magnolia Terrace really offers the most for your money compared to other senior facilities in Monroe County. I'm comforted knowing there are certified nurse aides working 24 hours a day along with the...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Legacy Place of Waterloo
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Bridges of Columbia offers the perfect mix of privacy,independance and community for people ready to live a more carefree lifestyle. With a comprehensive list of services and ammenities that are included in your monthly rent, we take the headaches of home ownership away so you can focus on...
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Cost of assisted living in Waterloo, IL

The average cost of senior living in Waterloo is $5,444 per month. Cheaper nearby regions include Granite City, IL with an average of $5,008 per month.

Assisted living costs in Waterloo, IL, vs. state and national averages

Waterloo, IL
$5,444/mo
U.S. national average
$5,830/mo

Assisted living costs in Waterloo, IL, vs. other senior living options

Assisted Living
$5,444/mo
$6,603/mo

Assisted living costs in Waterloo, IL, by floor plan type

Semi-Private
$3,318/mo
Studio
$4,615/mo
1 Bedroom
$5,523/mo
2 Bedroom
$6,481/mo

Senior living costs in Waterloo vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Waterloo, IL
Column state: Illinois
Column national: U.S.
Community typeWaterloo, ILIllinoisU.S.
Assisted Living$5,444/mo$6,329/mo$5,830/mo
Memory Care$6,603/mo$7,681/mo$6,999/mo
Independent Living$3,659/mo$3,342/mo$3,520/mo
Assisted Living
Waterloo, IL:$5,444/mo
Illinois:$6,329/mo
U.S.:$5,830/mo
Memory Care
Waterloo, IL:$6,603/mo
Illinois:$7,681/mo
U.S.:$6,999/mo
Independent Living
Waterloo, IL:$3,659/mo
Illinois:$3,342/mo
U.S.:$3,520/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Assisted living costs in Waterloo, IL, over time

The line graph below shows how monthly assisted living costs have shifted over the past five years in Waterloo and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Waterloo, ILIL stateNational

Assisted living cost trends in Waterloo, IL

The table below shows how monthly assisted living costs in Waterloo have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Waterloo, IL$5,176/mo$5,150/mo+0.5%
Illinois$5,730/mo$5,484/mo+4.5%
National$5,510/mo$5,285/mo+4.2%
Waterloo, IL
2024 average cost:$5,176/mo
2023 average cost:$5,150/mo
Percent change:+0.5%
Illinois
2024 average cost:$5,730/mo
2023 average cost:$5,484/mo
Percent change:+4.5%
National
2024 average cost:$5,510/mo
2023 average cost:$5,285/mo
Percent change:+4.2%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Ways to pay for Assisted Living in Waterloo, IL

Paying for assisted living may seem daunting, but knowing all your options can be empowering. Read about the many private and public payment options that families use to pay for assisted living in Waterloo.

What families are saying about assisted living in Waterloo

Recent reviews for assisted living in Waterloo

Joe's Place Caring Cottage in O'Fallon, IL

5.0
Joe's Place is a Godsend. The place feels very homey and not institutional. I feel very comfortable leaving my dad there while I go to work.

Pine Valley Assisted Living in Arnold, MO

4.0
Our parents are happy there for the most part, especially our mother. We were looking at another community, but we chose Pine Valley because we felt like they were more established, we felt like they really knew what they were doing. They showed us really nice rooms and we were able to get two ...
Read more

Waterloo review score based on 5,360 family reviews

8.5
Review score151 facilities5360 reviewsWrite a review
This proprietary review score is based on 5360 reviews of 151 Waterloo assisted living communities. All reviews were submitted in the past two years by verified community residents and family members.
The Waterloo review score informs your search by letting you see at a glance how assisted living residents and family members rate assisted living in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Waterloo review score compared against nearby cities

8.5
Waterloo, IL151 facilities
8.7
Chester, IL1 facilities
8.5
Granite City, IL151 facilities

Review subcategories for Waterloo assisted living

When assisted living residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 5,360 reviews of 151 Waterloo assisted living communities. This chart helps you compare Waterloo resident and family assisted living satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Waterloo, IL averageNational average
Cleanliness
4.4
4.4
Friendliness
4.5
4.5
Care services
4.2
4.3
Staff
4.4
4.6
Meals & dining
4.1
4.2
Activities
4.3
4.3
Value for cost*
4.2
4.2
0.01.02.03.04.05.0
*Learn more about cost details

Waterloo assisted living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Waterloo assisted living communities. They don’t represent all possible services and amenities available at assisted living communities in Waterloo, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Waterloo assisted living

Assisted living communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of assisted living partners in Waterloo that offer these care services compared to the percentage of partners that offer them nationally.
Waterloo, ILNational
Full medication management
Full medication management
53.7%
45.5%
Doctor on call
Doctor on call
36.6%
29.6%
24-Hour awake staff
24-Hour awake staff
90.6%
91.5%
Diabetic care
Diabetic care
93.2%
93.2%
*Visiting health care professionals
*Visiting health care professionals
60.9%
49.4%
Home care agency on-site
Home care agency on-site
31.7%
26.2%
Non-ambulatory care
Non-ambulatory care
89.7%
91.1%
Respite or short term stays
Respite or short term stays
42.8%
41.2%
Hospice available on-site
Hospice available on-site
54.2%
45.9%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Waterloo assisted living

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Waterloo Assisted Living partners offer the selected dementia care services compared to the percentage of partners nationally.
Waterloo, ILNational
Dementia behaviors care
Dementia behaviors care
50.5%
44.5%
Specialized memory care training for staff
Specialized memory care training for staff
33.8%
28.4%
Secured community and/or wander guard
Secured community and/or wander guard
43.1%
35.7%
Memory care only community
Memory care only community
15.2%
11.9%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Waterloo assisted living

Assisted living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Waterloo partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Waterloo, ILNational
Nutritionist / dietician
Nutritionist / dietician
36.1%
23.9%
Low / no sodium
Low / no sodium
40.9%
35.8%
No sugar
No sugar
39.1%
32.7%
Vegetarian
Vegetarian
36.7%
31.9%
Pureed meals
Pureed meals
14.2%
16.3%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Waterloo assisted living

Our assisted living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Waterloo communities that offer dining options to their discerning residents compared to our partners nationally.
Waterloo, ILNational
Professional chef
Professional chef
32.6%
27.6%
Restaurant style dining
Restaurant style dining
47.9%
37%
Room service
Room service
37.5%
32.2%
Anytime dining
Anytime dining
27.3%
15.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Waterloo assisted living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered assisted living communities in Waterloo offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Waterloo, ILNational
Activity director
Activity director
48.7%
40.4%
Pet-focused programs
Pet-focused programs
35%
27%
Community service programs
Community service programs
31.3%
26.6%
Devotional activities on-site
Devotional activities on-site
57.7%
43.1%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
55.7%
42.9%
Outings / off-site activities
Outings / off-site activities
55.5%
45.5%
Piano or organ
Piano or organ
48.1%
36.1%
Arts and crafts center
Arts and crafts center
39%
31.2%
Educational speakers / life long learning
Educational speakers / life long learning
43.3%
33.2%
Clubs / games / karaoke
Clubs / games / karaoke
52.2%
40.7%
Live performances
Live performances
49.7%
40.9%
Dances
Dances
35%
26.8%
Fitness center
Fitness center
35.3%
21.5%
Fitness classes
Fitness classes
53%
40%
0.0%20.0%40.0%60.0%80.0%100%

State regulations for assisted living in Waterloo

Safety is a primary concern when seniors and their families look for assisted living. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Illinois assisted living regulations will help you understand how assisted living communities in Waterloo protect seniors.
Learn about Illinois assisted living regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Garden Place of Waterloo, Garden Place Columbia and Cedarhurst of Waterloo are the top-rated assisted living facilities near Waterloo, Illinois. See full list of communities.
There are 8 assisted living facilities near Waterloo, Illinois. See the full list.
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The best assisted living facilities near you in Waterloo, Illinois are Avalon Memory Care - St. Louis and Clarendale Clayton. These assisted living communities received the highest rankings based on verified family reviews.
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