About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2024 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2024 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2024 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Assisted Living Facilities in Chicago, IL

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As the most populous city in the Midwestern United States, Chicago has many assisted living options to suit a variety of senior needs. Chicago assisted living offers an array of personalized care services, as well as access to some of the city’s best social, cultural, and dining options. Unique to Illinois senior living, you’ll find options for supportive living, a type of low-income assisted living designed to accept Illinois Medical Assistance, the state’s Medicaid program.

With over 60 assisted living communities within a 10-mile radius from downtown Chicago, we’ve created this guide to Chicago assisted living communities based on our extensive senior living experience, proprietary data, and access to local senior living experts. Browse Chicago assisted living facilities according to your specific needs — support services, amenities, budget-conscious, social and enrichment offerings, and more. We’ve also compiled information about payment options, health and safety regulations, and other resources for Chicago seniors.

Chicago Assisted Living Facilities | 993 Reviews

Showing 56 communities
Last Updated: 12/23/24
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of Montclare Supportive Living
1717 Photos available
22 Floor plans available
5 star
50%
4 star
0%
3 star
50%
2 star
0%
1 star
0%
See all reviews
I am very happy and pleased with this facility so far. All of the staff members have been so helpful and very accommodating. I really like the director and she was amazing in getting my cousin set up and...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Montclare Supportive Living Community is the choice for an affordable assisted lifestyle community in the Lawndale neighborhood of Chicago. Welcome to a gracious, affordable assisted lifestyle in your community. At the Montclare, you’ll enjoy friendly neighbors to share common life...
Photo of Churchview Supportive Living
11 Video available
1010 Photos available
22 Floor plans available
1.0
Review score
6 reviews
1.0
Review score
6 reviews
5 star
0%
4 star
33%
3 star
50%
2 star
0%
1 star
17%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Churchview Supportive Living is an assisted living community located in Chicago, IL. The city of Chicago is located in Cook County and home to over 2.7 million people. It's an exciting city with lots of great restaurants and shops. Residents can enjoy going on outings when the weather is warm and...
Photo of The Clare
11 Video available
1616 Photos available
44 Floor plans available
1.0
Review score
8 reviews
1.0
Review score
8 reviews
5 star
37%
4 star
25%
3 star
0%
2 star
13%
1 star
25%
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My parents have been at The Clare since 2008, first in Independent Living, then my Father in Memory care and now my mother in Assisted Living. They chose the Clare as their plan for retirement. They both...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Clare rises as an integral part of downtown Chicago—with the blue of Lake Michigan at one hand, the proud skyline at the other and at its feet all you could ever desire for enrichment, excitement and fulfillment. This premiere retirement residence and the unique lifestyle it offers await you...
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Photo of Caledonia Senior Living and Memory Care
3030 Photos available
5 star
42%
4 star
25%
3 star
8%
2 star
0%
1 star
25%
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Since mom became a resident in [date removed] our overall experience has been a very positive one. Mom will turn [age removed] in June and lived in her house for 70 years. She, time and again tells me, "If I...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Caledonia Senior Living is a small, private home providing both assisted living and 24-hour nursing care in a beautiful, intimate setting. Our home is nestled on five wooded acres, and offers a wide range of services and activities to meet all of your needs. We are a non-profit organization,...
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Photo of Jackson Park Supportive Living
1313 Photos available
5 star
33%
4 star
0%
3 star
0%
2 star
67%
1 star
0%
See all reviews
Jackson Park Supportive Living is its own community within itself. The residents acts as family helping each other when possible. The staff works greatly together, providing the best services possible for...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Jackson Park Supportive Living Facility was created to provide a safe, comfortable, and supportive living environment for individuals age 22-64 years old offering the highest level of service and expertise while maintaining the individual's independence.Our apartments are designed to provide...
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Photo of Paul House and Healthcare Center
88 Photos available
7.0
Review score
21 reviews
7.0
Review score
21 reviews
5 star
19%
4 star
47%
3 star
10%
2 star
0%
1 star
24%
See all reviews
I picked this community, because it was near my home, the sales director at the time, [name removed]made me feel really comfortable with me leaving my aunt under her care, and the pricing was the most...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Paul House offers our assisted living program members a central Irving Park address with a vibrant, inviting community, deep historical roots and a worry-free residential community. We have three service levels and three types of private apartments: efficiency studio, studio and one bedroom, all...
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Photo of Victory Centre of Galewood
33 Photos available
22 Floor plans available
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
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My grandmother is very comfortable in this community. It is very clean i have no complaints about it. My grandmother is known by her name, which is great that she is getting that one on one attention. They...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of Galewood community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all else, this is your life and...
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Photo of Maywood Supportive Living
11 Photo available
5 star
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Maywood Supportive Living is an affordable, caring, all-inclusive assisted living community. It features the adaptive re-use of the former Baptist Retirement Homes. The Maywood community serves low-income older adults, including those on Medicaid or those who receive monthly Social Security...
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Photo of Moraine Court
66 Photos available
33 Floor plans available
5 star
0%
4 star
0%
3 star
50%
2 star
50%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Moraine Court Supportive Living supports and encourages our residents to enjoy and active-lifestyle in a safe community. Let us show you how Moraine Court can combine the best of private living and assistance with daily living needs. Our supportive Living program is designed to promote...
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Photo of Thorek Retirement Community
99 Photos available
3.0
Review score
35 reviews
3.0
Review score
35 reviews
5 star
31%
4 star
31%
3 star
32%
2 star
6%
1 star
0%
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Everyone At Bethany Retirement seems friendly and helpful. The room size and layout of the community is good. My likes the food. They have an outdoor courtyard for residents to use. My mom is happy there.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Bethany Retirement is a faith-based, non-profit serving the vibrant Andersonville and Ravenswood neighborhoods in Chicago for over 126 years! We were founded in the Methodist tradition; however, we are home to a variety of faiths. We are 'Called to Care' and our desire is to provide active living...
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Photo of Aspired Living of La Grange
11 Video available
1818 Photos available
55 Floor plans available
6.7
Review score
14 reviews
6.7
Review score
14 reviews
5 star
65%
4 star
14%
3 star
21%
2 star
0%
1 star
0%
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It a very nice and inviting environment for my mom and also for me when I visit. I feel really good about having my mom there and she really likes it. t's better for people who don't need a ton of extra care...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Aspired Living family is excited to welcome Aspired Living of La Grange to the rapidly growing family of independent living, assisted living and memory support communities. Joining Aspired Living of Westmont and Aspired Living of Prospect Heights, La Grange’s newest state-of-the-art assisted...
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Photo of Covenant Home of Chicago
66 Photos available
5 star
73%
4 star
18%
3 star
0%
2 star
9%
1 star
0%
See all reviews
From the first visit a great experience. Friendly, knowledgeable, caring staff. The place was always spotless The food was very good My cousin received excellent care. Would recommend it to everyone...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
A gracious 55-unit assisted living residence rebuilt in a great Chicago neighborhood in 1997, Covenant Home brings a new style of assisted living to its urban Chicago neighborhood. Our building wraps a floor-to-ceiling central atrium, making the interior bright and cheerful. Studio, one- and...
Photo of The Admiral at the Lake, a CCRC
11 Video available
3232 Photos available
1.0
Review score
17 reviews
1.0
Review score
17 reviews
5 star
94%
4 star
0%
3 star
0%
2 star
0%
1 star
6%
See all reviews
Dinner service at the Admiral at the Lake has successfully made it through the pandemic, staff shortages, and inflation that plague us all. Meals are nutritional and appetizing, and always include meat, fish...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Step out your door to acres of beautiful parkland, the beach, and the lake’s shore. Look the other way and Chicago surrounds you – the stunning skyline, vibrant neighborhoods, and the cultural depth few other cities offer.Chicago’s oldest, nonprofit retirement living organization is introducing...
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Photo of Victory Centre of Roseland
77 Photos available
11 Floor plan available
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Our longstanding mission is to transform the way society thinks about aging and senior living. Our Victory Centre of Roseland community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one. Above all else, this is your life and...
See details
Photo of Hartwell Place
55 Photos available
5 star
56%
4 star
33%
3 star
0%
2 star
11%
1 star
0%
See all reviews
We looked at other places and we chose The Hartwell because when we walked in it instantly resonated with my brother. They have had the same chef over 30 years and the staff have been there a long time. They...
Provides: Memory Care
Care types provided by this community
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Hartwell PlaceMemory Care Assisted LivingA memory care community where you can feel your best.Serving the neighborhood since 1898, Chicago Methodist Senior Services established Hartwell Place in 2000, an intimate and vintage community, nestled in the heart of Andersonville for adults living with...
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Photo of Smith Village a CCRC
11 Photo available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Smith Village Continuing Care Retirement Community - Chicago, IL Smith Village, one of two Smith Senior Living communities, located in Chicago, IL, in the Beverly neighborhood, is a Continuing Care Retirement Community that’s backed by the strength and experience of Smith Senior Living.Since...
Photo of Norwood Crossing
11 Video available
1414 Photos available
5 star
16%
4 star
72%
3 star
6%
2 star
3%
1 star
3%
See all reviews
My parents are living here and I believe my family is very happy so far. I think the staff at the facility is very attentive; they’ve had the nurses coming to the room, and have done a pretty good job with...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Norwood Crossing, a not-for-profit community located on the Northwest side of Chicago, has been serving older adults since 1896. Each day, Norwood Crossing holds true to their mission of enhancing the independence and well-being of older adults. Norwood Crossing offers several levels of service...
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Photo of Ascension Living Resurrection Village
99 Photos available
2929 Floor plans available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Presence Resurrection Retirement Community is primarily independent living with a 36 room assisted living nestled into 16 acres of walking paths and a garden-like setting in the northwest side of Chicago, Illinois. Our property is the perfect place for those looking to have the beauty of nature...
Photo of Sunrise of Lincoln ParkCommunity card badge
11 Video available
44 Floor plans available
9.7
Review score
60 reviews
9.7
Review score
60 reviews
5 star
53%
4 star
33%
3 star
12%
2 star
0%
1 star
2%
See all reviews
My sister loves being in a place that treates her and all residence with kindness and respect. It’s almost like a hotel with a dining room on the first floor and each resident has their own apartment with...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
In elegant, residential environments, we deliver the finest in senior care, and are recognized internationally for both quality and innovation. Guided by our Principles of Service, Sunrise affords families peace-of-mind by providing today's seniors with a range of personalized assisted living...
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Photo of Heritage Woods of Chicago
1010 Photos available
11 Floor plan available
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Heritage Woods of Chicago is an affordable assisted living community exclusively designed for low income seniors 65 or older. Fully certified by the Illinois Department of Healthcare and Family Living, Heritage Woods is located on the west side of Chicago. Heritage Woods is a lovely place to call...
Photo of Pioneer Gardens
5 star
0%
4 star
0%
3 star
33%
2 star
67%
1 star
0%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Pioneer Gardens senior residents in the windy city access to a great assisted living community within the grand city of Chicago, IL. Located just a few blocks from Lake Shore Drive, residents can enjoy the lush green park areas next to the lake during spring and summer days and enjoy the many...
Photo of 850 Lake Shore Drive
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Beth Anne Residence
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Beth Anne Supportive Living
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
See details
Photo of Symphony Residences of Lincoln Park
5 star
50%
4 star
0%
3 star
17%
2 star
33%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Ivy Apartments, nestled in the heart of the Lincoln Park/DePaul University area, provides both independent & supportive living options for its residents. Our 24 hour supportive living staff provides personal care assistance with activities of daily living for our seniors, in the privacy of...

Our methodology

How we rank order the Chicago community options above

We developed a proprietary recommendation system that orders Chicago community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

Costs of assisted living in the Chicago area

The average cost of assisted living in Chicago is $5,308 per month. This rate includes rent, as well as any add-on costs, such as care services, transportation, or pet fees. However, the cost can vary widely depending on the area of the city. Assisted living costs tend to be higher north of downtown, where they can be up to $10,000 per month or more. Further south, assisted living costs tend to be lower.

Many Chicago residents seeking affordable assisted living options for their loved ones find that Wisconsin and northern Indiana are worth exploring. The costs of living and senior care are much lower in these states, and communities in these areas are still relatively close to Chicago.

The following rates represent a baseline of Chicago assisted living costs, before add-on fees.

Average monthly cost of Assisted Living in Chicago, IL vs. nearby cities

Chicago, IL
$5,716/mo
$5,743/mo
$5,674/mo

Average monthly cost of Assisted Living in Chicago, IL vs. the state and national average

Chicago, IL
$5,716/mo
U.S. national average
$4,562/mo

Average monthly cost of Assisted Living in Chicago vs. other types of senior living

Assisted Living
$5,716/mo
$5,724/mo

Median monthly costs of Assisted Living in Chicago, IL by room type

Semi-Private
$8,214/mo
Private
$6,000/mo
Studio
$6,065/mo
1 Bedroom
$6,596/mo
2 Bedroom
$7,458/mo

Average cost of Assisted Living in Chicago over time

Chicago, ILIL stateNational

What families are saying about assisted living in Chicago

Recent reviews for assisted living in Chicago

Cantata Adult Life Services a CCRC in Brookfield, IL

4.8
I recommend Cantata because they have a robust rehab gym staffed with professionals in physical therapy, occupational therapy, balance, speech/memory therapy. It is located on a quiet tree lined landscaped campus with onsite Assisted Living, Skilled Nursing and Independent Living. The staff ...
Read more

Churchill Place in Glen Ellyn, IL

5.0
Based on our experience I would recommend. So far everything has been very good no problems and everyone has been great and easy to work with.

Oak Trace a CCRC in Downers Grove, IL

4.8
They're short of help, all the way around. That's the main challenge. Sometimes it's hard to find a nurse on the nursing floor. But I really like the assisted living building. They're very good with their activities and keeping their people up to date on things. I had one relative move to ...
Read more

Chicago review score based on 286 family reviews

7.7
Review score55 facilities286 reviewsWrite a review
This proprietary review score is based on 286 reviews of 55 Chicago assisted living communities. All reviews were submitted in the past two years by verified community residents and family members.
The Chicago review score informs your search by letting you see at a glance how assisted living residents and family members rate assisted living in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Chicago review score compared against nearby cities

7.7
Chicago, IL55 facilities
8.1
Cicero, IL52 facilities
8.1
Stickney, IL47 facilities

Review subcategories for Chicago assisted living

When assisted living residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 286 reviews of 55 Chicago assisted living communities. This chart helps you compare Chicago resident and family assisted living satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Chicago, IL averageNational average
Cleanliness
4.7
4.5
Friendliness
4.7
4.6
Care services
4.2
4.2
Staff
4.7
4.5
Meals & dining
4.3
4.1
Activities
4.2
4.1
Value for cost*
4.0
4.1
0.01.02.03.04.05.0
*Learn more about cost details

How to pay for assisted living in Chicago

There are many private and public assistance options available to help pay for Chicago assisted living. Look at your senior loved one’s financial situation to determine the best ways for them to pay for assisted living.

If private pay methods are used, make sure to also apply for any aid or benefits seniors may be eligible for in your area. There may be assistance available that will help private pay options go further.

Private pay methods

Private pay options for Chicago senior living include sources like the following:

  • Income: This includes any earnings that your loved one receives, such as Social Security benefits, pensions, investments, or any savings they’ve accumulated.
  • Sale of a house: It’s quite common for aging adults to use equity from selling their home to cover the cost of a senior living community.
  • Reverse mortgage: If selling a home isn’t a good option for you, a reverse mortgage can enable you to take a loan from your home’s current equity.
  • Health savings accounts: Health savings account funds can be used to pay for medical care services in Chicago. While health savings account funds can be used for memory care or some skilled nursing care, it will not cover all senior living community expenses.
  • Life insurance: Some life insurance policies can be used in advance for covering the cost of senior care. Ask your own or your loved one’s insurance provider what options there are.
  • Long-term care insurance: For those who have planned in advance, long-term care insurance policies are designed to help pay for costs associated with senior care. If your loved one has a long-term care insurance policy, it may cover a significant portion of their senior living costs.
VA benefits for assisted living in Chicago

Chicago senior veterans may be eligible for long-term care through veterans benefits offered by the U.S. Department of Veterans Affairs (VA). Some VA benefits, such as the Aid and Attendance benefit, can help pay for long-term senior care.

VA Aid and Attendance benefit may be added to a veteran’s pension specifically to help cover the cost of long-term care services in the veteran’s home or residential senior living facility. A veteran’s surviving spouse may also qualify for eligibility for this benefit. In order to qualify for this benefit, the veteran or their spouse must already be established in a senior living facility or have an in-home caregiver. They must also already be receiving a VA pension or apply for one at the same time they apply for the Aid and Attendance benefit. The Aid and Attendance allowance can cover some costs associated with assisted living, skilled nursing, and memory care.

The Illinois Department of Veterans’ Affairs has offices all over the state of Illinois where Veteran Service Officers are available to help you make sense of the services and benefits available. VA Services and Benefits include but are not limited to the following:

  • Compensation and pension
  • Health care
  • Housing
  • Education and training
  • Burial and survivor

Related: Visit our complete guide to VA benefits.

60159

Number of veteran residents living in Chicago

Percentage of Chicago veterans age 65 and over 

Additional resources for Chicago veterans

2102 W. Ogden Ave.
Chicago, IL 60612
Phone: 312-743-0720

Illinois Department of Veterans’ Affairs Services/Benefits
Illinois Department of Veterans’ Affairs Veteran Service Officers for benefits assistance
VSO Directory for field offices

2122 W. Taylor St.
Chicago, IL 60612
Phone: 800-827-1000
Hours: Monday through Friday, 8 a.m. – 4 p.m.

Community Resource & Referral Center (CRRC)

1141 S. California Ave.
Chicago, IL 60612-9998
Phone: 312-569-5750
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Phone: 312-569-7959

Vet Centers of Illinois
Chicago Vet Center

3348 W. 87th St., Suite 2
Chicago, IL 60652-3767
Phone: 773-962-3740
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Evanston Vet Center

1901 Howard St.
Evanston, IL 60202
Phone: 847-332-1019
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.

Medicaid

Medicaid is federal- and state-funded medical insurance for those with low incomes or disabilities. While each state’s program is a little different, all Medicaid programs must follow federal guidelines. Illinois Medicaid is also called Illinois Medical Assistance.

Under Illinois Medical Assistance, Illinois low-income residents who are 65 or older, blind, or disabled can qualify for medical coverage through the Aid to the Aged, Blind, and Disabled (AABD) program. To find out if you or your loved one qualifies to receive Illinois Medical Assistance for health care costs, you can check eligibility online or call 1-800-843-6154.

Medicaid in Chicago covers some long-term care through its Supportive Living Program (SLP) Medicaid waiver. This waiver enables eligible seniors to receive health care services not usually covered by Medicaid, such as:

While Medicaid in Chicago covers some long-term care and health services, it does not cover room and board at an assisted living facility. However, Medicaid will cover care in an approved supportive living community or in a skilled nursing facility.

Reach out to your nearest Chicago Medicaid office to find out whether you or your loved one is eligible for Medicaid.

Related: Visit our complete guide to public pay options.

Medicare assisted living coverage in Chicago

Unlike Medicaid, Medicare is entirely federally funded and extends health coverage to Americans 65 or older and to some individuals with disabilities. Medicare has multiple parts that cover different aspects of health care and may include:

  • Inpatient hospital stays or skilled nursing care
  • Doctors’ services, medical services, and medical supplies
  • Prescription medications

While Medicare in Chicago will not cover room and board at an assisted living or other senior living community, it will cover many of the costs associated with medical treatment, such as dementia care. You can find more information on Medicare costs and coverage in Cook County by dialing 2-1-1, visiting the federal Medicare website, or reaching out to one of your local Chicago Social Security Administration offices.

Qualified seniors may get help paying for Medicare deductibles and premiums through Medicare Savings Programs. In Illinois, call 1-800-252-8966 or get help through the Illinois Senior Health Insurance Program, a counseling service known as SHIP.

Illinois Medicaid also may help pay your Medicare premiums, deductibles, and coinsurance by applying with Form 2378M: Application for Payment of Medicare Premiums, Deductibles and Coinsurance.

Related: To understand more, visit our guide to Medicare, Medicaid, and other public pay options.

Understand Illinois laws and regulations for assisted living facilities

Illinois assisted living communities must be licensed by the Illinois Department of Public Health (IDPH) — Division of Assisted Living. According to Illinois state law, assisted living communities must offer mandatory services such as the following:

  • Three daily meals
  • Assistance with activities of daily living
  • Housekeeping services
  • Security
  • Emergency response systems
  • At least one awake staff member 24 hours per day

The IDPH Division of Assisted Living also regulates shared housing establishments. The same regulations apply to both assisted living and shared housing, except for their distinct capacity requirements.

  • Assisted living communities provide residential care for at least three unrelated individuals, a minimum 80% of whom are 55+ in age.
  • Shared housing communities provide residential care for no more than 16 unrelated individuals, a minimum 80% of whom are 55+ in age.

The IDPH Division of Assisted Living performs an unannounced annual review on each Illinois assisted living community and shared housing community.

Illinois law requires seniors to be mobile with no more than one person assisting them in order to qualify for assisted living. Those in need of two-person assists or a Hoyer lift will need to seek more advanced care, such as skilled nursing.[02]

View the full list of licensed Illinois assisted living and shared housing establishments.

View the Illinois handbook of long-term care residents’ rights.

Illinois Department of Health contact information

  • IDPH Chicago Headquarters Offices:
    • 122 S. Michigan Ave., 7th and 20th Floor
      Chicago, IL 60603
      Phone: 312-814-2793
    • 69 W. Washington St., 35th Floor
      Chicago, IL 60602
      Phone: 312-814-5278

COVID-19 regulations for Chicago assisted living facilities

Most COVID-19 restrictions have been lifted. However, assisted living communities have guidelines in place for residents’ health and safety:

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Vaccinations. COVID-19 vaccines are available to all assisted living residents. Staff are required to be tested for COVID-19 twice weekly, unless they are up to date with vaccinations.

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Masking. All visitors and staff in assisted living facilities must wear masks. More protective equipment will be required for staff if COVID-19 rates go up in the area.

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Testing and contact tracing. The IDPH highly recommends COVID-19 testing and exposure tracing.

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Staff safety. Staff are required to practice hand hygiene, carry out appropriate use of personal protective equipment, and disinfect high-touch surfaces in the facility.

What to expect from assisted living in Chicago

Chicago’s diversity extends to its senior living communities as well. There are communities to suit an abundance of support needs, lifestyles, and interests. Many of Chicago’s assisted living communities offer restaurant-style dining, so residents can enjoy excellent culinary experiences. You’ll also find that many assisted living communities in Chicago are pet-friendly. Chicago assisted living communities are known for the following features:

Multiple levels of care

Chicago has many senior living communities with multiple types of care all on one site. Many of these communities offer some combination of independent living, assisted living, skilled nursing, and memory care, so that if a resident’s care needs ever change they can easily transition to a support level that fits them — ideal for aging in place.

Supportive living

Supportive living communities are a unique feature of Illinois senior living. These communities provide the same support as other assisted living communities, but they are designed to accept Medicaid. Supportive living is an excellent care option for Chicago seniors with limited funds for long-term care. Note that while Medicaid will cover costs of care services in supportive living, residents are still responsible for the cost of room and board.

Skilled nursing care

Many Chicago assisted living communities offer skilled nursing care. Skilled nursing typically includes 24-hour, on-site medical care. This can be a good senior living option for individuals who require more advanced care than regular assisted living can provide and for persons who are immobile without more than one person to help them.

Assisted living in the surrounding Chicago suburbs

Chicago has many assisted living options both in and outside the downtown area. The Chicago suburbs have several communities with more spacious campuses than those nearer to the city center. Assisted living communities north of the city tend to cost more than communities to the south, based on the cost of living of each area.

Chicago seniors have even more assisted living options just beyond the nearby borders of Wisconsin and Indiana. Both of these neighboring states have lower costs of living, so senior communities in these areas can be more affordable while still remaining close to the Chicago area.

Chicago assisted living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Chicago assisted living communities. They don’t represent all possible services and amenities available at assisted living communities in Chicago, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Chicago assisted living

Assisted living communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of assisted living partners in Chicago that offer these care services compared to the percentage of partners that offer them nationally.
Chicago, ILNational
Full medication management
Full medication management
63.6%
52.4%
Doctor on call
Doctor on call
60%
33.6%
24-Hour awake staff
24-Hour awake staff
98.2%
98.8%
Diabetic care
Diabetic care
98.2%
99.3%
*Visiting health care professionals
*Visiting health care professionals
83.6%
57.1%
Home care agency on-site
Home care agency on-site
36.4%
30.3%
Non-ambulatory care
Non-ambulatory care
96.4%
99%
Respite or short term stays
Respite or short term stays
50.9%
48.6%
Hospice available on-site
Hospice available on-site
72.7%
53.8%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Chicago assisted living

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Chicago Assisted Living partners offer the selected dementia care services compared to the percentage of partners nationally.
Chicago, ILNational
Dementia behaviors care
Dementia behaviors care
56.4%
51.3%
Specialized memory care training for staff
Specialized memory care training for staff
41.8%
32.3%
Secured community and/or wander guard
Secured community and/or wander guard
41.8%
41.5%
Memory care only community
Memory care only community
29.1%
13.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Chicago assisted living

Assisted living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Chicago partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Chicago, ILNational
Nutritionist / dietician
Nutritionist / dietician
56.4%
27%
Low / no sodium
Low / no sodium
58.2%
40%
No sugar
No sugar
56.4%
36.9%
Vegetarian
Vegetarian
54.5%
35.4%
Pureed meals
Pureed meals
12.7%
13%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Chicago assisted living

Our assisted living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Chicago communities that offer dining options to their discerning residents compared to our partners nationally.
Chicago, ILNational
Professional chef
Professional chef
49.1%
31%
Restaurant style dining
Restaurant style dining
63.6%
42%
Room service
Room service
47.3%
35.7%
Anytime dining
Anytime dining
18.2%
17.7%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Chicago assisted living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered assisted living communities in Chicago offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Chicago, ILNational
Activity director
Activity director
74.5%
46.1%
Pet-focused programs
Pet-focused programs
50.9%
31%
Community service programs
Community service programs
58.2%
29.9%
Devotional activities on-site
Devotional activities on-site
76.4%
50%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
72.7%
49%
Outings / off-site activities
Outings / off-site activities
83.6%
52.7%
Piano or organ
Piano or organ
50.9%
41%
Arts and crafts center
Arts and crafts center
56.4%
34%
Educational speakers / life long learning
Educational speakers / life long learning
67.3%
37.4%
Clubs / games / karaoke
Clubs / games / karaoke
76.4%
46.4%
Live performances
Live performances
69.1%
46.8%
Dances
Dances
52.7%
29.5%
Fitness center
Fitness center
50.9%
24%
Fitness classes
Fitness classes
74.5%
45.6%
0.0%20.0%40.0%60.0%80.0%100%

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Our free touring checklist can help you choose the right community.

Unfamiliar with Chicago? Highlights for seniors

12%

Percentage of seniors in Chicago’s population

342400

Number of seniors 65+ living in Chicago

60159

Approximate number of Chicago residents who are U.S. military veterans

72%

Percentage of older adults who self-report being in overall good health

Health care for seniors in Chicago

Chicago seniors have access to a number of high-ranking medical centers, many of which are leaders in geriatric care and medical innovation.

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Northwestern Memorial Hospital

Northwestern Memorial Hospital is the highest ranking hospital in the state of Illinois, according to U.S. News and World Report. With physicians and surgeons representing nearly every medical specialty, Northwestern Memorial is nationally ranked in 10 adult specialties.

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Rush University Medical Center

Rush University Medical Center is ranked No. 2 out of all Chicago hospitals, according to U.S. News and World Report. Rush is highly acclaimed for its outstanding patient care, education, and medical research.

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University of Chicago Medical Center

University of Chicago Medical Center is the third-highest ranked hospital in Chicago and in the state of Illinois, according to U.S. News and World Report. Established in 1927, University of Chicago Medical Center is a nonprofit academic hospital. It is highly rated, especially for its quality geriatric care services.

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NorthShore University Health System

NorthShore University System is the fourth-highest ranking Chicago hospital, according to U.S. News and World Report. NorthShore includes over 140 medical centers and six hospitals covering the Illinois area.

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Transportation for seniors in Chicago

Chicago is known for its excellent public transportation options. In fact, many Chicago residents choose to use public transportation instead due to the city’s heavy traffic and limited parking. The Chicago Transit Authority “L” train is the most convenient and cost effective way of getting around in the city.

While Chicago is relatively walkable, it’s quite big, so it’s worthwhile to know what other options are available. Chicago’s Divvy bike-share system can be a fun way for active individuals to get around. Chicago also has over 100 bus routes, as well as the Metra Rail train for commuting to the Chicago suburbs.

Chicago also features AC Med Tran, which is designed for seniors and individuals who require a wheelchair.

A group of seniors toasting with wine glasses

Senior activities in Chicago

Chicago has much to offer in dining, entertainment, and the arts. Enjoy an evening with the Chicago Symphony Orchestra or an afternoon of marine wildlife and animal preservation at Shedd Aquarium. Many Chicago senior community outings include regular scenic strolls along Chicago’s Lakefront Trail or through one of its many sprawling parks. Browse the galleries of the Museum of Contemporary Art, or take the grandkids to explore the wonders of the Chicago Children’s Museum. Many of Chicago’s attractions also offer senior discounts and free-admission days — so take advantage!

Wine tasting is another popular activity for senior living community social outings, combining fresh air, beautiful views, and, of course, wine. Wild Blossom Meadery and Winery, The Fromagerie and Tasting Room, and City Winery Riverwalk Wine Garden are just a few wonderful, local options.

Frequently Asked Questions

Encore Village of Schaumburg, a CCRC, Brookdale Northbrook and Brookdale Des Plaines are the top-rated Assisted Living facilities near Chicago, IL. These Assisted Living facilities received the highest rankings based on verified family reviews. See full list of communities.

The average cost of Assisted Living in Chicago is $5,716 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

Test the answer:

The average cost of Assisted Living in Chicago is $5,716 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.

References

  1. United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.

  2. Assisted Living and Shared Housing Act, Illinois General Assembly Health Facilities and Regulation § 210 ILCS 9 (2001).

  3. United States Census Bureau. (2021, July 1). Population estimates (V2021): Chicago [Data set]. QuickFacts.

  4. Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older Adult Health. Center for Community Health Equity.

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1.

United States Census Bureau. (2021). Veteran status (S2101): Chicago [Data set]. American Community Survey.

2.

Assisted Living and Shared Housing Act, Illinois General Assembly Health Facilities and Regulation § 210 ILCS 9 (2001).

3.

United States Census Bureau. (2021, July 1). Population estimates (V2021): Chicago [Data set]. QuickFacts.

4.

Laflamme, E., Harper-Jemison, D., Jorgensen, E., Reina, M., Rushovich, T., Weaver, K., Prachand, N., Shah, R., Lange-Maia, B., & De Maio, F. (2019, August). Healthy Chicago databook: Older Adult Health. Center for Community Health Equity.