Plano, Texas, is a bustling hub of commerce and finance and is home to the headquarters of major corporations like Frito-Lay. As one of the principal cities in the Dallas–Fort Worth metropolitan area, there’s not much Plano can’t offer.
Seniors in this Northern Texas city can participate in all the hustle and bustle as they enjoy a maintenance-free lifestyle in one of the Plano area’s senior apartments. With no upkeep like painting or lawn care to deal with, seniors can spend time on what’s important to them. Another key feature of senior apartments in Plano is accessibility; apartments for seniors are designed especially with mobility in mind, with features like elevators and roll-in showers.
In this guide, A Place for Mom will showcase senior apartment listings within 10 miles of the city center, which includes Richardson, Frisco, Allen, and parts of Dallas. We’ll also look at apartment costs, ways to pay, laws and regulations to be aware of, health care and transportation options, and all the wonderful things the Plano area has to offer.
I moved here about 5 months ago after selling my home of 30 years. I could not be happier. This is a true community neighborly, friendly and supportive without being intrusive.
I have not moved in twenty years and was very apprehensive, but thanks to [names removed] the transition was smooth. They were always kind, patient, and helpful. . I am actually excited about this next...
My mother [name removed] is a resident of Bethesda Gardens! She loves it there! The activities director, director, & care partners are all wonderful & empathetic… The chef & all the kitchen staff provide...
We picked it for the price and it was close to me, so a win win. It's going great and he really enjoys the meals and his room is tidy, etc.
It is a nice place, but I think it is a little misleading. They say it is an active 55 and older community, and after spring came around, a lot of the community is not as active. There were several cliques...
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We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
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Senior apartments in Plano average around $1,633 per month, but you can find a senior apartment in a price range that widely varies anywhere from $1,056 to $11,948, depending on location, the floor plan you choose, and the amenities offered.[02] The Plano area offers everything from studio to four-bedroom apartments, which accounts for a wide range of pricing. Additional fees, such as paying extra for covered parking or having a pet, will play into the final cost as well.
Below, there is a chart showing the baseline costs of a senior apartment in the Plano area without taking into consideration any additional fees.
When it comes to paying for a senior apartment complex, seniors typically cover the cost out of their own pockets on a monthly basis. However, there are certain benefits that can potentially alleviate the financial burden, whether directly or indirectly. In the following section, we will explore how VA benefits, Medicaid, Medicare, and public assistance programs can potentially assist in creating more room in the budget to afford the rent at your Plano senior apartment.
When paying rent for your Plano senior apartment, it is typically done through private means of payment. This can include various sources such as Social Security benefits, pensions, investment returns, or private savings accounts. Additionally, there are several other private options worth considering:
Number of veterans who live in Plano
About 46% of Plano veterans are 65+
With nearly half of Plano’s veterans at retirement age, you are not alone if you’re looking for veteran benefits or survivor benefits to help with the cost of a senior apartment.
The VA Pension is a valuable monthly benefit that can help eligible senior veterans in Plano. Another option is the Aid and Attendance benefit, which is an additional monthly payment provided on top of the VA Pension. The Aid and Attendance benefit is for veterans who must have support with daily activities, have impaired eyesight, live in a nursing home, or spend a significant amount of time confined to bed.
You can also check this list of Texas veterans benefits provided by Collin County. The North Central Area Agency on Aging, which services both Collin and Denton Counties, provides this presentation: VA Pension Benefits: How to Use Them to Help Pay for Long-Term Care.
Understanding and applying for VA benefits isn’t a simple task, but there are resources available to help. Veterans services officers are a great place to start, and you can connect with them through the Veterans Administration, Collin County Veteran Services, or Plano area veterans services organizations (VSOs), such as the Veterans of Foreign Wars. The Claims Benefit Advisors of the Texas Veterans Commission can help with claims, appeals, and filling out VA paperwork. If you want to meet in person, you’ll generally have to wait 30 days or more, but phone appointments only have about a three-day wait.
Resources for Plano veterans
Waco Regional VA Benefits Office
701 Clay Ave.
Waco, TX 76799
Phone: 800-698-2411
Hours: Monday through Friday, 8:30 a.m. – 4 p.m.
Texas Veterans Commission
Phone: 800-252-8387
Email: northeastclaims@tvc.texas.gov
Hours: Monday through Friday, 8 a.m. – 7 p.m.
Collin County Veteran Services
900 E. Park Blvd., Suite 150
Plano, TX 75074
Phone: 972-881-3060
Email: veteranservices@collincountytx.gov
Contact: Gary Jackson, veteran service officer
Contact: John Thompson, veteran service officer
Veterans of Foreign Wars (VFW) Post 4380
601 E. Plano Parkway
Plano, TX 75074
Phone: 972-379-8628
Veterans of Foreign Wars (VFW) Post 3530
1210 W. Belt Line Road
Richardson, TX 75080
Phone: 972-231-3269
American Legion Post 321
1236 J Ave.
Plano, TX 75074
Phone: 972-423-5423
American Legion Post 178
8300 McKinney Road
Frisco, TX 75034
Email: Contact form
Veterans Center of North Texas
900 E. Park Blvd., Suite 170
Plano, TX 74074
Phone: 214-600-2966
Hours: Monday through Friday, 9 a.m. – 4:30 p.m.
Medicaid in the state of Texas is health insurance for low-income individuals. The Texas Health and Human Services Commission administers it. Medicaid won’t pay for rent at a senior apartment, but it can pay for in-home health care services received in your apartment if a doctor deems the services necessary. If that’s the case, a home and community based services waiver would be used to provide that service provided you meet eligibility requirements.
Another way to find more breathing room in your budget for senior apartment rent is through the state Health Insurance Premium Payment Program (HIPP). If someone else in your household is on employer-sponsored health insurance, HIPP can cover that premium as long as one member of the household is Medicaid-eligible. You can apply for HIPP online.
If you are 65+ and already on Medicare, you might qualify for Medicaid for the Elderly and People with Disabilities (MEPD). If you’d like to read up on Medicaid in Texas, use the state’s Medicaid Reference Guide, referred to as the Pink Book.
Seniors can apply for Medicaid online via the Your Texas Benefits portal. But if you need help figuring it all out, reach out to the North Central Texas Aging and Disability Resource Center, which serves both Collin and Denton Counties. They provide free assistance with applying for Medicaid. They also have a Medicaid Made Simple presentation video you can watch for more in-depth information. The long-term care ombudsman is also a helpful resource available to answer your questions.
Plano resident Medicaid resources
Texas Health and Human Services Commission (HHSC)
1059 S. Sherman St.
Plano, TX 75081
Phone: 972-480-5000
Hours: Monday through Friday, 8 a.m. – 5 p.m.
HHSC Benefits Office
5455 Blair Road
Dallas, TX 75231
Phone: 214-750-4619
Hours: Monday through Friday, 8 a.m. – 5 p.m.
North Central Texas Aging and Disability Resource Center
616 Six Flags Drive
Arlington, TX
Phone: 877-229-9084
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Long-Term Care Ombudsman Program
Phone: 817-695-9196
Managing Local Ombudsman: Tina Rider
Email: trider@nctcog.org
Senior apartment rent cannot be covered by Medicare, the federal health insurance for seniors who are at least 65. Medicare can, however, help by covering in-home medical care that a doctor says is medically necessary.
Qualified seniors can receive additional savings through Medicare Savings Programs. Premiums, copayments, and deductibles can be reduced or even fully covered through these programs. Low-income seniors can also get assistance paying for prescription drugs through the Extra Help program.
You can sign up for Medicare online or download enrollment forms to fill out and take to the local Social Security Administration (SSA) office in nearby McKinney. For help with the process, you can call the Texas Medicare Helpline provided by the Texas Health Information, Counseling and Advocacy Program (HICAP). This program will give you free assistance with your application and answer your questions about Medicare. The North Central Texas Aging and Disability Resource Center also has staff benefit counselors. The long-term care ombudsman is another helpful resource.
Plano resident Medicare resources
Social Security Administration Office
3250 Craig Drive
McKinney, TX 75070
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Texas Medicare Helpline
Phone: 800-252-9240
North Central Texas Aging and Disability Resource Center
616 Six Flags Drive
Arlington, TX
Phone: 877-229-9084
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Long-Term Care Ombudsman Program
Phone: 817-695-9196
Managing Local Ombudsman: Tina Rider
Email: trider@nctcog.org
One of the primary resources for rent assistance for a Plano senior apartment is The U.S. Department of Housing and Urban Development’s (HUD) Housing Choice Voucher Program. Eligibility is primarily income-based, and you have to find an apartment that accepts the vouchers. In Plano, there is a waiting list for the program. The Plano Housing Authority operates the voucher program for everything within a 25-mile radius of Plano.
Another avenue for getting help paying senior apartment rent is through Social Security Administration (SSA) benefits. Here are some of the benefits you might qualify for:
Plano resident public assistance resources
Social Security Administration Office
3250 Craig Drive
McKinney, TX 75070
Phone: 800-772-1213
Hours: Monday through Friday, 9 a.m. – 4 p.m.
Plano Housing Authority
1740 G Ave.
Plano, TX 75074
Phone: 972-516-0251
Hours: Monday through Thursday, 9 a.m. to 6:30 p.m.
Senior apartment complexes in Plano don’t have to be licensed in any way. However, they do have to follow fair housing laws and standards. In addition to federal laws, such as the Fair Housing Act, Plano’s city ordinance 9.5-32 prohibits housing discrimination. You can file a housing discrimination complaint through the North Texas Fair Housing Center.
The Americans With Disabilities Act (ADA) ensures that senior apartments provide adequate accessibility and makes discrimination against anyone with disabilities illegal. All of these laws ensure the protection of individuals living in senior apartment complexes.
Texas provides a Texas Landlord/Tenant Law Guide that goes into detail about your rights and responsibilities as a renter.
Plano’s Property Standards Division makes sure that residential and commercial properties adhere to the city’s property maintenance code. Senior apartments are subject to the Multi-Family Rental Registration & Inspection Program. Annual inspections take place on apartment complexes older than five years or that have five or more units. You can use this interactive map to see the apartment scores given to complexes post-inspection. You can also use this map to pinpoint senior living facilities. Complaints can be logged through Fix It Plano or by calling 972-208-8150. This property standards district map will show you to reach out to for each section of Plano.
Texas Department of Health and Human Services
North Austin Complex
4601 W. Guadalupe St.
Austin, TX 78751
Phone: 512-424-6500
The city of Plano does not have any COVID-19 prevention requirements that senior apartment complexes must follow, but Collin County Public Health provides guidance. The Centers for Disease Control and Prevention also offer guidelines for preventing COVID-19.
Vaccinations. The CDC recommends staying updated on COVID-19 vaccinations and boosters, and Collin County Health Care Services offers free shots through their mobile vaccination team. Groups of five or more can call 844-908-3927 and select option 3 to schedule a visit.
Masking. Face masks are not required in Plano.
Facility cleanliness. The CDC suggests that increasing airflow and ventilation in homes and apartments can help prevent COVID-19 from spreading.
Quarantining. The CDC recommends taking precautions by isolating for five days after testing positive for the virus.
If you think you have to downsize to move into a senior apartment in the Plano area, think again! There are sizes to meet all needs and all budgets. You can find a single-bedroom, single-bathroom apartment in multiple sizes starting at around 675 square feet. If you need more space, you can find several options that provide more than 1,500 square feet. There’s even space for your pet with features like pet parks and wash stations.
Senior apartments in the Plano area provide a wide variety of options for relaxing activities. Many newer complexes have beautiful resort-inspired pool areas that feature covered spaces to relax with friends and family and luxury grill stations to cook out with friends. Many senior apartments provide planned social activities, and you can even find craft beer gardens in some apartment communities. Rather hang out indoors? Many of the Plano area senior apartment communities offer on-site movie theaters, clubhouses, yoga studios, and spin bike studios.
Senior apartment communities in the Plano area make sure life is easier for you by providing services like door-to-door trash pickup, package service, and dry cleaning service. You can even find concierges in some communities. Not yet retired? Not a problem. You can find business centers and conference rooms available for use at most Plano senior apartments.
You can expect your space to be well-appointed. Most senior apartments in the Plano area feature kitchen islands, granite countertops, stainless steel appliances, and walk-in closets. There are even senior apartments that offer loft-style living and open-concept floor plans. Most of this luxury doesn’t come at a luxury price in many of Plano’s senior apartments. There are some upscale apartment complexes that offer extras that will add to the price tag, such as private rooftop decks.
It’s important to feel comfortable and secure in your new apartment in Plano, and you can relax knowing that many communities are gated or at least have controlled access. Some even offer security alarm systems. The apartment complexes are also accessible with features like handrails, elevators, and wider doorways.
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Number of seniors over the age of 65 currently living in Plano
Median annual income for Plano seniors 65 and older
As a major suburb of the Dallas-Fort Worth metro area, you might think a short drive into the big city would be needed for great health care, but that’s not the case. Plano has high-class health care available right in its own backyard.
Medical City Plano is rated high performing in five adult procedures and conditions by U.S. News & World Report. It is a general medical and surgical facility with 603 beds and more than 1,800 physicians representing over 70 specialties and subspecialties. The full-service hospital is Magnet® recognized for nursing excellence, accredited by The Joint Commission, and designated a Level I Trauma Center.
Baylor Scott and White The Heart Hospital Plano is nationally ranked in one adult specialty and rated high performing in seven adult procedures and conditions by U.S. News & World Report. Baylor Scott & White has ranked among the best hospitals in the nation for heart care.
Texas Health Presbyterian Hospital Plano is rated high performing in four adult procedures and conditions. It is a general medical and surgical facility. This hospital has been recognized for the Labor and Delivery Excellence Award™. With advanced medical treatments and an experienced staff that provides compassionate care, its mission is to improve the health of the people in the communities it serves.
As you might expect from a city of its size, Plano is primarily a car-dependent city. Walk Score, which rates cities on a scale of 0 to 100 for ease of getting around, puts Plano at the low end for its public transportation availability.[06] The good news is, however, that Plano is one of 12 Dallas-Fort Worth suburbs that has opted into the Dallas Area Rapid Transit System (DART). Plano is serviced by light rail, bus, and on-demand transportation.
You can get on the Orange Line or the Red Line of the DART Rail System at the Downtown Plano Station or the Parker Road Station in Plano. Use this rail system map to see how to connect to other lines.
The DART Bus System has two park-and-ride locations in Plano, which are the Jack Hatchell Transit Center and the Northwest Plano Park-and-Ride.
DART On-Demand, called GoLink, can get you almost anywhere in the Dallas-Fort Worth area. It operates from 5 a.m. to midnight, seven days a week. DART also offers door-to-door paratransit service.
DART offers a travel training program to help people with disabilities learn how to use public buses and trains. You’ll work one-on-one with a qualified instructor on everything from how to buy tickets to figuring out bus routes. To sign up, call 214-828-8676.
Originally designed to help veterans, My Ride North Texas is now open to anyone and can help you find a ride anywhere in the 16-County North Texas area. Other ride-sharing services available in Plano include Alto, Uber, and Lyft.
If you’d like to bike or walk, Plano has more than 70 miles of recreational trails and 1,600 miles of sidewalks. You can check this park and trail system map to see how to get where you want to go.
Plano itself has a long list of wonderful things to experience, and that’s not even counting taking a short drive into the even larger Dallas-Fort Worth area, where even more adventures await!
We’ll start in the Downtown Plano Arts District, where you can take part in events like the Third Thursday Sip and Shop or a Jazz Concert Under the Starz. You can head over to nearby Haggard Park and relax in the gazebo, walk a trail, or enjoy a view of the lake. There, you’ll also find the Interurban Railway Museum, where admission is free!
One of Plano’s biggest attractions is the Heritage Farmstead Museum, where the North Texas area’s Blackland Prairie history is commemorated.
The Sam Johnson Recreation Center for Adults 50+ features a wellness center, a 2,800-square-foot cardio and weight room, and plenty of classes and recreation opportunities. You can join groups for canasta, bunco, poker, table tennis, quilting, and so much more. You can buy an annual membership or just pay a low-cost daily admission.
If you love to hit the links, you’re in luck! There are 75 gold courses in a 20-mile radius of Plano, and eight of them are in town. Practice your swing at The Courses at Watters Creek, Ridgeview Ranch, or The Golf Ranch.
Head over to the Oak Point Park and Nature Preserve in Plano to enjoy 800 acres of beautiful green space featuring miles of trails. You can even fish, kayak, or paddle board from dawn til dusk. Bob Woodruff Park North is another great outdoor destination. You can enjoy a fishing pier, trails, and sand volleyball courts. If you ride horses, there’s an equestrian area available, too.
Just a few miles Northwest of Plano, you can drive by or take part in a public event at Southfork Ranch. Look familiar? That’s because you probably saw it as the Ewing mansion on the T.V. show “Dallas.”
You can hop in your car or on the DART light rail and head into Dallas for even more amazing options. See the beauty of the more than one million plants at the Dallas Arboretum and Botanical Gardens, billed as one of the top botanical gardens in the world, or enjoy the 106-acre Dallas Zoo.
If you enjoy history, you won’t want to miss the George W. Bush Presidential Center, which features a precise replica of the oval office, a Texas rose garden, a 15-acre prairie, and — of course — the Presidential library and museum. You’ll also want to head over to Dealy Plaza, where President John F. Kennedy was assassinated. You can visit The Sixth Floor Museum located inside the former Texas School Book Depository, which is now dedicated to chronicling the life and history of JFK.
For sports fans, you won’t want to miss out on a tour of AT&T Stadium, which is home to the NFL’s Dallas Cowboys. You can enjoy America’s favorite pastime by taking in a pro baseball game and cheering on the Texas Rangers. The NBA’s Dallas Mavericks and the NHL’s Dallas Stars provide even more options to see a professional sports team play.
Amberlin at The Station, Preston Place and Bethesda Gardens Frisco are the top-rated Senior Apartments facilities near Plano, TX. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Plano is $1,894 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Britannica, T. Editors of Encyclopaedia (2023, March 17). Plano. Encyclopedia Britannica.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.
United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.
U.S. News & World Report. (2023). Best Hospitals in Plano.
Walk Score. (2023). Living in Plano.
Ask an A Place for Mom local advisor at no cost.
Britannica, T. Editors of Encyclopaedia (2023, March 17). Plano. Encyclopedia Britannica.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran Status (S2101) [Data Set]. American Community Survey.
United States Census Bureau. (2021). Age and Sex (S0101) [Data Set]. American Community Survey.
U.S. News & World Report. (2023). Best Hospitals in Plano.
Walk Score. (2023). Living in Plano.