About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Gerald, MO

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If you’re looking for independent living in the Gerald area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Gerald. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 46 independent living facilities in Gerald, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Washington, Sullivan and Hermann.
You may also consider nearby communities such as Washington, Sullivan and Hermann.

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top3CommunitiesWithLinks: Avalon Park Independent Living, Garden Villas of O'Fallon and Creek Valley Retirement Community
zipAveragecost: $3,735

Gerald Independent Living Facilities | 1109 Reviews

Showing 42 communities
Last Updated: 12/24/25
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Photo of Bristol Manor of Fulton
1010 Photos available
5 star
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Services provided at no additional cost: Private room and private bath 3 nutritious meals per day and snacks Medication administration including insulin administration Housekeeping services Laundry service Activities Our company has been providing care for Seniors since 1990 when we built our...
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Photo of Harvester Residential Care
11 Photo available
5 star
33%
4 star
29%
3 star
17%
2 star
8%
1 star
13%
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Wonderful caring people, my spouse is thriving there and has become much more independent. Price for what you receive is fantastic. Highly recommend.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Harvester Residential Care Inc. is dual licensed (Missouri Department of Health and Senior Services and Missouri Department of Mental Health) facility that conveniently located in the middle of family oriented residential neighborhood of St. Charles county, with easy access (less than 10-15...
8.4
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6 reviews
8.4
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6 reviews
5 star
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4 star
33%
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Working with The Lumiere was great. Everyone is very friendly. My Mother thinks the food is great. Here is my opinion on a few things (and these are in comparison to other communities we visited). . . The...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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8.0
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8 reviews
8.0
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8 reviews
5 star
87%
4 star
13%
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I give Heisinger Bluffs the highest ratings! The only thing she is not thrilled with is the food. Staff is incredibly friendly. Many have been there for years. It's clean has many activities. My mother loves...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Nestled in the rolling hills overlooking the Missouri River, Heisinger Bluffs & St. Joseph’s Bluffs truly offer country living in the city. Twin centerpieces of the Jefferson City community, the original Heisinger mansion and the historic St. Joseph’s building have grown over the years to...
Photo of Gasconade Terrace Retirement
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Crab Apple Village Senior Estates
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Summerville of St Andrew’s
66 Photos available
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
NEW ACTIVE ADULT COMMUNITY IN EUREKA, MOIt’s a new kind of community built for fun.Welcome to Summerville of St. Andrew’s, St. Louis County’s one-of-a-kind active adult living rental community, designed for fun, friendships, and invigorating living.For adults ages 55+ who are energized by an...
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Photo of Victorian Gardens
5 star
83%
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3 star
17%
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Victorian-Gardens is now considered home by my mom. It gives her the feeling of being independent but also a feeling of content and security knowing that there are those close by that are available to meet...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Victorian Gardens is an independent living community in Eureka, Missouri. Eureka is a beautiful town in St. Louis County that focuses on country living with an urban flair, and it's only a short drive to St. Louis. Our community is located a short distance from shopping, restaurants, and an...
5 star
43%
4 star
29%
3 star
14%
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1 star
14%
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I went to Bayberry again today. The care was much better. They were helping the people eat that are not able to eat on there own. It definitely made me feel better.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Located two miles north of I-64 in St. Charles County, Breeze Park’s personal services and on-site conveniences help you lead an independent, stimulating lifestyle.Breeze Park is close to historic St. Charles, Lake St. Louis, and Chesterfield. Physicians, entertainment, churches, pharmacies, and...
Photo of Kingdom Care Senior Living
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It's so hard to pick a care center for a loved one. I'm so glad I went with KCSL for my mom. The nurses who worked with my mom and our family went out of their way to make us feel like we all belonged...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of Fulton Community Care
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Rocktree Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of St Peters Villa
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Cape Albeon
5 star
75%
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2 star
25%
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Moved into a two bedroom apartment with beautiful lake view in mid-November. [Name removed] the Residency Director was very helpful in answering questions and making each resident feel that their needs were...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Cape Albeon offers retirement and assisted living opportunities for seniors. A distinctive and charming senior living community, Cape Albeon, offers numerous amenities including an indoor pool and fitness area, activity centers, restaurant-style dining, a library, and an on-site beauty salon. A...
Photo of Ashbury Heights of Jefferson City
1.0
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7 reviews
1.0
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7 reviews
5 star
14%
4 star
29%
3 star
29%
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Everything is going pretty well for my mother this community. She is still adjusting and getting use too the community. The community looks great and they keep everything very nice and clean. The staff is...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Services provided at no additional cost: Private room and private bath 3 nutritious meals per day and snacks Medication administration including insulin administration Housekeeping services Laundry service Activities Our company has been providing care for Seniors since 1990 when we built our...
See details
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Gerald, MO

The average cost of senior living in Gerald is $3,735 per month. Cheaper nearby regions include Gasconade, MO with an average of $2,582 per month.

Independent living costs in Gerald, MO, vs. nearby cities

Gerald, MO
$3,735/mo
$3,501/mo
$3,739/mo

Independent living costs in Gerald, MO, vs. state and national averages

Gerald, MO
$3,735/mo
U.S. national average
$4,070/mo

Independent living costs in Gerald, MO, vs. other senior living options

$5,427/mo
Independent Living
$3,735/mo

Independent living costs in Gerald, MO, by floor plan type

Semi-Private
$3,983/mo
Studio
$3,559/mo
1 Bedroom
$3,879/mo
2 Bedroom
$5,079/mo
Detached Cottage/Bungalow
$4,823/mo

Senior living costs in Gerald vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Gerald, MO
Column state: Missouri
Column national: U.S.
Community typeGerald, MOMissouriU.S.
Independent Living$3,735/mo$3,211/mo$4,070/mo
Assisted Living$3,510/mo$3,790/mo$4,612/mo
Memory Care$5,427/mo$5,262/mo$5,372/mo
Independent Living
Gerald, MO:$3,735/mo
Missouri:$3,211/mo
U.S.:$4,070/mo
Assisted Living
Gerald, MO:$3,510/mo
Missouri:$3,790/mo
U.S.:$4,612/mo
Memory Care
Gerald, MO:$5,427/mo
Missouri:$5,262/mo
U.S.:$5,372/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Gerald, MO, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Gerald and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Gerald, MOMO stateNational

Independent living cost trends in Gerald, MO

The table below shows how monthly independent living costs in Gerald have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Gerald, MO$3,614/mo$3,404/mo+6.2%
Missouri$3,057/mo$3,016/mo+1.4%
National$3,261/mo$3,166/mo+3.0%
Gerald, MO
2024 average cost:$3,614/mo
2023 average cost:$3,404/mo
Percent change:+6.2%
Missouri
2024 average cost:$3,057/mo
2023 average cost:$3,016/mo
Percent change:+1.4%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Gerald

Recent reviews for independent living in Gerald

Lutheran Senior Services At Breeze Park in St. Charles, MO

4.0
They are pretty good. It's very clean. The staff is pretty friendly. They have stuff going on for activities, but they told me they take them out at least once a week, they told us they had a bus with a lift, and they don't. They told us when she was there she would be able to eat in any of the ...
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Bristol Manor of Wentzville

5.0
We love it and mom loves it, it's more homey than she is used to. We love Suzy and hate that she's leaving. It's perfect because of how small it is. She has found a rummy partner, so she stays busy. I liked that she is eating meals with someone rather than alone. She likes the food, and has ...
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Chesterfield Villas

4.8
This is an excellent experience for us and our loved one. It is very good here. The staff are extremely easy to work with. There is housekeeping and laundry service include in the fee per month. The food is good and our loved ones are pleased with it. Some of the activities available ...
Read more

Gerald independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Gerald independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Gerald, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Gerald independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Gerald partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Gerald, MONational
Nutritionist / dietician
Nutritionist / dietician
26.2%
20.5%
Low / no sodium
Low / no sodium
35.7%
34.1%
No sugar
No sugar
47.6%
31.5%
Vegetarian
Vegetarian
38.1%
33.6%
Pureed meals
Pureed meals
4.8%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Gerald independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Gerald communities that offer dining options to their discerning residents compared to our partners nationally.
Gerald, MONational
Professional chef
Professional chef
35.7%
36.5%
Restaurant style dining
Restaurant style dining
42.9%
43.5%
Room service
Room service
40.5%
36.9%
Anytime dining
Anytime dining
31%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Gerald independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Gerald offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Gerald, MONational
Activity director
Activity director
52.4%
45.3%
Pet-focused programs
Pet-focused programs
33.3%
28.4%
Community service programs
Community service programs
33.3%
32.8%
Devotional activities on-site
Devotional activities on-site
73.8%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
64.3%
49.8%
Outings / off-site activities
Outings / off-site activities
64.3%
54.9%
Piano or organ
Piano or organ
42.9%
43.1%
Arts and crafts center
Arts and crafts center
42.9%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
45.2%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
52.4%
47.5%
Live performances
Live performances
47.6%
47.3%
Dances
Dances
33.3%
32.6%
Fitness center
Fitness center
42.9%
39.8%
Fitness classes
Fitness classes
59.5%
47%
0.0%20.0%40.0%60.0%80.0%100%
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