About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Spencer, IN

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If you’re looking for independent living in the Spencer area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Spencer. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 64 independent living facilities in Spencer, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Highland Village, Ridgemede and Hoosier Acres.
You may also consider nearby communities such as Bloomington, Martinsville and Ellettsville.

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top3CommunitiesWithLinks: Park Square Manor, The Oaks at Brownsburg and Five Star Residences of Banta Pointe
zipAveragecost: $3,131

Spencer Independent Living Facilities | 862 Reviews

Showing 60 communities
Last Updated: 12/13/25
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Photo of GreenTree at Westwood
1111 Photos available
7.9
Review score
12 reviews
7.9
Review score
12 reviews
5 star
75%
4 star
8%
3 star
0%
2 star
0%
1 star
17%
See all reviews
We have not had much yet in the way of patient/resident care.. The food is good and the wait time to get your meal is not long. There are a lot of activities but at this point in time, mom makes the choices...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
GreenTree Catered Life offers a new senior housing alternative that combines residential apartment living, hotel like services, and access to personal care assistance. Our apartment styles range from cozy and economical alcove studios to more spacious three bedroom suites.Residents can decorate...
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Photo of Harmony at Avon
99 Photos available
1212 Floor plans available
7.7
Review score
22 reviews
7.7
Review score
22 reviews
5 star
36%
4 star
9%
3 star
32%
2 star
14%
1 star
9%
See all reviews
I love how it feels like a resort with high ceilings and modern décor. Yes, I would recommend Harmony at Avon to other families based on the experience so far.
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Bell Trace
1010 Photos available
2.5
Review score
13 reviews
2.5
Review score
13 reviews
5 star
15%
4 star
8%
3 star
15%
2 star
15%
1 star
47%
See all reviews
The facility is attractive and clean. The staff is caring and capable. Their target demographic is independent seniors. While they do offer special care for those that may need it, they are somewhat...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Situated on 15-acres in a beautiful park-like setting, Bell Trace offers the flexibility to design a retirement lifestyle that meets your needs now and in the future.Our cottages and spacious apartments offer the privacy of independent living within a secureand vibrant community, while our...
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Photo of Miller's Senior Living Community-Mooresville
2323 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
It's your life.......so live it to the fullest at Miller's Senior Living Community. Mooresville's premier assisted living community offers a gracious lifestyle for America's Greatest Generation, our Seniors, giving family members that peace-of-mind. Upon entering our community, a welcoming...
Photo of Cobblestone Crossings
1111 Photos available
5 star
33%
4 star
67%
3 star
0%
2 star
0%
1 star
0%
See all reviews
this is a good community the staff are caring and attentive to my father's needs. The community is clean and has a safe environment for my father. I like know that he likes the menu of the menu that is...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Voted the 2015 Best Long Term Care and Assisted Living Facility by the Tribune Star, Cobblestone Crossings Health Campus takes pride in offering residents of Terre Haute and the surrounding communities a warm and welcoming place to call home. Residents interested in activities outside our campus...
Photo of Westminster Village Terre Haute
1010 Photos available
44 Floor plans available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The food tastes really delicious with a great deal of variety to choose from. The people here are very friendly. And there are a lot of activities to do, like bingo, corn toss, bible study, book clubs to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Westminster Village is a not-for-profit, Life Plan Community inspiring residents and team members to maximize their lives and the lives of others.We believe in offering residents a variety of opportunities to enhance their daily life. From music and poetry to fitness and outings - there is so...
Photo of Otterbein Franklin SeniorLife Community
1010 Photos available
3.0
Review score
4 reviews
3.0
Review score
4 reviews
5 star
25%
4 star
25%
3 star
50%
2 star
0%
1 star
0%
See all reviews
We chose Otterbein because of the cleanliness, friendliness of the staff members, and she was familiar with the location since we grew up on Jefferson Street. The facility itself did not look like an...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
8.7
Review score
5 reviews
8.7
Review score
5 reviews
5 star
40%
4 star
60%
3 star
0%
2 star
0%
1 star
0%
See all reviews
My mother-in-law has been a resident for almost 2 years. Autumn Park rocks, the staff are very engaging, very attentive and address special needs wonderfully. The Apartments are very spacious compared to...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of Grand Valley Garden
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Photo of Parkview Village
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Parkview Village is a not-for-profit facility with a warm environment and surrounded by friendly people with Christian values.  We operate with integrity in a trust-worthy atmosphere and will strive to provide for the needs of all our residents.  Located within the beautiful...
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I would recommend to others. We picked this community for independent living.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Wyndmoor is Terre Haute’s newest senior living community, complete with modern features and amenities, activities, and friendship. You can choose from independent studio, one bedroom or two bedroom apartments with a variety of floor plans, many with patios and balconies. You have the...
Photo of Greenwood Manor Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Ivy Trace
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Thank you just does not seem appropriate; but there are no other words that I can say - the peace of mind, the level of care and the staff at Ivy Trace is exceptional. The facility is warm and inviting. My...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Ivy Trace Assisted Living is a small residence of just 15 one-bedroom apartments. All on one floor, we have no steps or elevators to contend with. Our comfortable community living room is warm and inviting for watching favorite shows or movies on our big screen TV, enjoying musical...
Photo of Friends Apartment Home
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Woodland Terrace of Danville
1717 Photos available
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Bright and beautiful, Woodland Terrace of Danville will fill you with inspiration from the moment you come through the front doors. The stunning interior design with distinct spaces ensures you and your friends and family members will create lasting memories. Sit down at a table on the veranda...
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Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Miller's Senior Living Community
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
It’s your life……so live it to the fullest at Miller’s Senior Living Community. Sullivan’s premier assisted living community offers a gracious lifestyle for America’s Greatest Generation, our Seniors, giving family members that peace-of-mind. Upon entering our community, a gathering area...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Meadows Manor North Retirement
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Compass Park Indiana Masonic Home
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.

Cost of independent living in Spencer, IN

The average cost of senior living in Spencer is $3,131 per month. Cheaper nearby regions include Stilesville, IN with an average of $2,694 per month.

Independent living costs in Spencer, IN, vs. nearby cities

Spencer, IN
$3,131/mo
$3,151/mo

Independent living costs in Spencer, IN, vs. state and national averages

Spencer, IN
$3,131/mo
$3,145/mo
U.S. national average
$4,070/mo

Independent living costs in Spencer, IN, vs. other senior living options

$4,548/mo
Independent Living
$3,131/mo

Independent living costs in Spencer, IN, by floor plan type

Semi-Private
$5,643/mo
Studio
$3,467/mo
1 Bedroom
$3,507/mo
2 Bedroom
$4,061/mo
Detached Cottage/Bungalow
$2,645/mo

Senior living costs in Spencer vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Spencer, IN
Column state: Indiana
Column national: U.S.
Community typeSpencer, INIndianaU.S.
Independent Living$3,131/mo$3,145/mo$4,070/mo
Assisted Living$3,921/mo$3,851/mo$4,612/mo
Memory Care$4,548/mo$4,944/mo$5,372/mo
Independent Living
Spencer, IN:$3,131/mo
Indiana:$3,145/mo
U.S.:$4,070/mo
Assisted Living
Spencer, IN:$3,921/mo
Indiana:$3,851/mo
U.S.:$4,612/mo
Memory Care
Spencer, IN:$4,548/mo
Indiana:$4,944/mo
U.S.:$5,372/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Spencer, IN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Spencer and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Spencer, ININ stateNational

Independent living cost trends in Spencer, IN

The table below shows how monthly independent living costs in Spencer have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Spencer, IN$1,942/mo$1,878/mo+3.4%
Indiana$2,500/mo$2,557/mo-2.2%
National$3,261/mo$3,166/mo+3.0%
Spencer, IN
2024 average cost:$1,942/mo
2023 average cost:$1,878/mo
Percent change:+3.4%
Indiana
2024 average cost:$2,500/mo
2023 average cost:$2,557/mo
Percent change:-2.2%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Spencer

Recent reviews for independent living in Spencer

Harmony at Avon

5.0
I feel like the staff has been very friendly. The housekeeping is good. The move in process was easy. There has been some issues lately with a few complaints about the meals not being that good. I would highly recommend this facility.

Bell Trace in Bloomington, IN

4.0
The facility is attractive and clean. The staff is caring and capable. Their target demographic is independent seniors. While they do offer special care for those that may need it, they are somewhat limited with what they can do if the client is not mentally or emotionally sound. My mother's ...
Read more

Gentry Park Senior Living in Bloomington, IN

4.0
All facilities seem to struggle to keep staff, but there was good continuity among direct care providers, which was very helpful. They were going through a really rough patch with management changes followed by a buy-out. Hopefully they've already addressed the issues I observed. Dad went to ...
Read more

Spencer independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Spencer independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Spencer, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Spencer independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Spencer partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Spencer, INNational
Nutritionist / dietician
Nutritionist / dietician
30%
20.5%
Low / no sodium
Low / no sodium
38.3%
34.1%
No sugar
No sugar
33.3%
31.5%
Vegetarian
Vegetarian
35%
33.6%
Pureed meals
Pureed meals
5%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Spencer independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Spencer communities that offer dining options to their discerning residents compared to our partners nationally.
Spencer, INNational
Professional chef
Professional chef
45%
36.5%
Restaurant style dining
Restaurant style dining
53.3%
43.5%
Room service
Room service
50%
36.9%
Anytime dining
Anytime dining
28.3%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Spencer independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Spencer offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Spencer, INNational
Activity director
Activity director
53.3%
45.3%
Pet-focused programs
Pet-focused programs
30%
28.4%
Community service programs
Community service programs
41.7%
32.8%
Devotional activities on-site
Devotional activities on-site
53.3%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
55%
49.8%
Outings / off-site activities
Outings / off-site activities
63.3%
54.9%
Piano or organ
Piano or organ
43.3%
43.1%
Arts and crafts center
Arts and crafts center
41.7%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
50%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
53.3%
47.5%
Live performances
Live performances
55%
47.3%
Dances
Dances
40%
32.6%
Fitness center
Fitness center
41.7%
39.8%
Fitness classes
Fitness classes
50%
47%
0.0%20.0%40.0%60.0%80.0%100%
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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