About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Carmel, IN

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If you’re looking for independent living in the Carmel area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Carmel. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 32 independent living facilities in Carmel, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Brendan Wood, Northfield Village and Meridian Kessler.
You may also consider nearby communities such as Indianapolis, Noblesville and Westfield.

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top3CommunitiesWithLinks: Sunrise on Old Meridian, Rose Senior Living at Carmel and Independence Village of Carmel
zipAveragecost: $3,150

Carmel Independent Living Facilities | 1108 Reviews

Showing 33 communities
Last Updated: 12/24/25
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Best of Senior Living

The highest-rated senior living communities stand out for their exceptional care and support of seniors in independent living, assisted living, memory care and home care. Our Best of Senior Living Award winners represent the top reviewed senior care providers nationwide based on reviews submitted by residents and families.

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Photo of RoseWalk on Main
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
RoseWalk on Main offers convenience and caringA retirement community designed especially for active adults over 55 years of age. The comfort of life in small towns and close-knit neighborhoods is still available at RoseWalk on Main.RoseWalk on Main is a comfortable, attractive community boasting...
Photo of Crestwood Village North Apartments
5 star
43%
4 star
0%
3 star
43%
2 star
14%
1 star
0%
See all reviews
Loved the facility and the staff. Older community, very well kept and clean. Spoke with many residents as we toured who were visiting in the lobby and spoke very positive about their apartment and all the...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Crestwood Living means living life to the fullest — enjoying friends and having the freedom to do all of the things you like best. It's comfortable, affordable senior living where one low monthly payment includes all utilities, free bus transportation, social activities, events and much more.All...
Photo of Park Regency Apartments
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Bernard L Strange Pavilion
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Crawford Manor
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
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Cost of independent living in Carmel, IN

The average cost of senior living in Carmel is $3,150 per month. Cheaper nearby regions include Brownsburg, IN with an average of $3,050 per month.

Independent living costs in Carmel, IN, vs. nearby cities

Carmel, IN
$3,150/mo
$3,310/mo

Independent living costs in Carmel, IN, vs. state and national averages

Carmel, IN
$3,150/mo
$3,145/mo
U.S. national average
$4,070/mo

Independent living costs in Carmel, IN, vs. other senior living options

$5,095/mo
Independent Living
$3,150/mo

Independent living costs in Carmel, IN, by floor plan type

Semi-Private
$5,113/mo
Studio
$4,257/mo
1 Bedroom
$3,580/mo
2 Bedroom
$4,661/mo
Detached Cottage/Bungalow
$3,215/mo

Senior living costs in Carmel vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Carmel, IN
Column state: Indiana
Column national: U.S.
Community typeCarmel, INIndianaU.S.
Independent Living$3,150/mo$3,145/mo$4,070/mo
Assisted Living$3,943/mo$3,851/mo$4,612/mo
Memory Care$5,095/mo$4,944/mo$5,372/mo
Independent Living
Carmel, IN:$3,150/mo
Indiana:$3,145/mo
U.S.:$4,070/mo
Assisted Living
Carmel, IN:$3,943/mo
Indiana:$3,851/mo
U.S.:$4,612/mo
Memory Care
Carmel, IN:$5,095/mo
Indiana:$4,944/mo
U.S.:$5,372/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Carmel, IN, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Carmel and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Carmel, ININ stateNational

Independent living cost trends in Carmel, IN

The table below shows how monthly independent living costs in Carmel have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Carmel, IN$3,401/mo$3,538/mo-3.9%
Indiana$2,500/mo$2,557/mo-2.2%
National$3,261/mo$3,166/mo+3.0%
Carmel, IN
2024 average cost:$3,401/mo
2023 average cost:$3,538/mo
Percent change:-3.9%
Indiana
2024 average cost:$2,500/mo
2023 average cost:$2,557/mo
Percent change:-2.2%
National
2024 average cost:$3,261/mo
2023 average cost:$3,166/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Carmel

Recent reviews for independent living in Carmel

Harmony at Avon

5.0
I feel like the staff has been very friendly. The housekeeping is good. The move in process was easy. There has been some issues lately with a few complaints about the meals not being that good. I would highly recommend this facility.

Nora Commons on the Monon in Indianapolis, IN

5.0
We're very pleased with how things have gone so far at Nora Commons! It's a very nice looking, well kept community, and the people all seem very friendly! I really appreciate how on top of things they are when it comes to maintenance, my loved one's refrigerator broke and they had it replaced in ...
Read more

Westside Garden Plaza in Indianapolis, IN

4.9
The care services are not applicable because our loved ones are on the independent living side. The community is very nice, the staff members are super friendly and there is a lot of space. They have big closets as well as varied menus with a lot of different choices for the residents. We would ...
Read more

Reviews mention these favorite features of communities

Welcoming and friendly community atmosphere. Many reviews mention the warmth and kindness of residents and staff, creating a welcoming environment at American Village, Northridge Gracious Retirement Living, Independence Village of Fishers South, and Independence Village of Carmel. This inclusive atmosphere encourages social interac ...
Read more
Top-notch staff members. Several reviews highlight the exceptional care and dedication of staff at communities such as American Village, Northridge Gracious Retirement Living, and Independence Village of Fishers South. These employees go above and beyond to provide excellent care and support.
Variety of engaging activities. Activities catering to residents' interests are a key feature across multiple communities, including Northridge Gracious Retirement Living, Robin Run, and Zionsville Meadows Assisted Living. These activities foster social connections and keep residents engaged.
Delicious and accommodating meal options. Residents express their satisfaction with the high-quality meals and accommodations for dietary needs at Sunrise on Old Meridian, Northridge Gracious Retirement Living, and Sunrise on Old Meridian. Meals are a central aspect of community life.
Well-maintained facilities. Numerous reviews praise the cleanliness and upkeep of community facilities, such as at Five Star Residences of Noblesville, Independence Village of Carmel, and Spring Mill Meadows. Proper maintenance ensures a comfortable living experience.
Communication and transparency. Clear and consistent communication between staff and families is a recurring theme in reviews for Northridge Gracious Retirement Living, Sycamore Reserve, and Robin Run. This open dialogue helps ensure that care needs are being met and residents are well-informed.
AI generated from the text of family reviews

Carmel independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Carmel independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Carmel, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Carmel independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Carmel partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Carmel, INNational
Nutritionist / dietician
Nutritionist / dietician
50%
20.5%
Low / no sodium
Low / no sodium
46.9%
34.1%
No sugar
No sugar
40.6%
31.5%
Vegetarian
Vegetarian
43.8%
33.6%
Pureed meals
Pureed meals
9.4%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Carmel independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Carmel communities that offer dining options to their discerning residents compared to our partners nationally.
Carmel, INNational
Professional chef
Professional chef
43.8%
36.5%
Restaurant style dining
Restaurant style dining
62.5%
43.5%
Room service
Room service
56.3%
36.9%
Anytime dining
Anytime dining
37.5%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Carmel independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Carmel offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Carmel, INNational
Activity director
Activity director
62.5%
45.3%
Pet-focused programs
Pet-focused programs
53.1%
28.4%
Community service programs
Community service programs
46.9%
32.8%
Devotional activities on-site
Devotional activities on-site
75%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
65.6%
49.8%
Outings / off-site activities
Outings / off-site activities
71.9%
54.9%
Piano or organ
Piano or organ
62.5%
43.1%
Arts and crafts center
Arts and crafts center
43.8%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
59.4%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
62.5%
47.5%
Live performances
Live performances
62.5%
47.3%
Dances
Dances
43.8%
32.6%
Fitness center
Fitness center
53.1%
39.8%
Fitness classes
Fitness classes
62.5%
47%
0.0%20.0%40.0%60.0%80.0%100%
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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