About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2025 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2025 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2025 Independent Living Winners
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior ApartmentsSenior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Communities in Monroe County, IL

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Who are you searching for?

If you’re looking for independent living in the Monroe County area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in Monroe County. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.

Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 349 independent living facilities in Monroe County, A Place for Mom makes it easier to find your new, maintenance-free home.

We are also serving Assisted Living facilities in surrounding neighborhoods like Old Marissa, Vulcan and Cahokia.
You may also consider nearby communities such as St. Louis, Kirkwood and Webster Groves.

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top3CommunitiesWithLinks: Garden Place Columbia, Cedarhurst of Waterloo and The Oasis at Hartman Lakes
zipAveragecost: $3,882

Monroe County Independent Living Facilities | 4234 Reviews

Showing 291 communities
Last Updated: 12/25/25
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Photo of Spencer Place
55 Photos available
5 star
40%
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32%
3 star
16%
2 star
8%
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4%
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The community her for the care of my father. The meals are outstanding. We are happy that he is active with the activities and he is participating. The direct of activities is always very helpful and make my...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
When the demands of living in your home require more than you're willing and able to give on your own, you'll find a welcome home here at Spencer Place. Spencer Place is located just minutes from I-70 and an Acute Care Hospital and only 15 minutes from the St. Louis Airport in beautiful St....
Photo of Cedarhurst of Breese
2525 Photos available
66 Floor plans available
7.0
Review score
9 reviews
7.0
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9 reviews
5 star
44%
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45%
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11%
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The staff has done a great job caring for my husband. However, over a 2 year period, the rent increased approximately 30%. I do not believe this is all attributed to inflation as the letter from management...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
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Photo of Victorian Place Of St Clair, Residential Care By Americare
33 Photos available
5 star
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Best Value in the St. Louis Metro AreaVictorian Place of St. Clair offers person-centered residential care in Saint Clair, MO. Our residential care community provides a combination of gracious accommodations, supportive services, and health care. We meet the needs of seniors who may need a little...
Photo of South Pointe and Arbors at South Pointe
1111 Photos available
5 star
100%
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The Arbors at Southpoint have been caring for my loving spouse for 5 years. After researching, touring, & interviewing 4 facilities; this was my choice. After 5 years I’m still 100% confident & satified....
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Best Value in the St. Louis Metro AreaWhen the demands of living in your home require more than you’re willing and able to give on your own, you’ll find a welcome home here at South Pointe.South Pointe and The Arbors at South Pointe are located in beautiful Washington, MO. Washington is located...
Photo of Cottages of Lake St. Louis
1414 Photos available
6.0
Review score
175 reviews
6.0
Review score
175 reviews
5 star
56%
4 star
31%
3 star
9%
2 star
1%
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3%
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I can't say enough about the incredible care my dad received at the Cottages! He was in there twice for rehab after falls, so when it was time to decide where to place him permanently, it was an easy...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
As Missouri’s first Green House Project community, Cottages of Lake St. Louis brings a proven and innovative approach to short-term rehabilitation and long-term skilled nursing, as well as serving Elders with memory needs. In our six ten-person houses, each Elder has a private bedroom and...
Photo of Willow Brooke
77 Photos available
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Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Best Value in the St. Louis Metro AreaWillow Brooke offers person-centered assisted living in Union, MO. Our assisted living community provides a combination of gracious accommodations, supportive services, and health care. We meet the needs of seniors who may need a little help with daily...
Photo of Victorian Place of Washington and Arbors of Washington
33 Photos available
5 star
80%
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3 star
20%
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My father and I have had the experience with both, Victorian Place & The Arbors. My father began his journey in his early stages of dementia at Victorian Place, the Assisted Living building of the campus. ...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Best Value in St. Louis Metro AreaVictorian Place of Washington offers person-centered assisted living in Washington, MO. Our community provides a combination of gracious accommodations, supportive services, and health care. We meet the needs of seniors who may need a little help with daily...
8.9
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5 reviews
8.9
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5 reviews
5 star
100%
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Revela exceeds our expectations and went above them. They went out of their way to welcome my brother, offering to rent furniture at a very reasonable price. They encourage him to get out for events, etc. He...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Revela at O’Fallon is less than 2 years old and puts you within a short driving distance to convenient shopping and multiple hospitals all while being nestled in the tranquility of lush greenery of O’Fallon. Next to the O'Fallon YMCA. We strive to provide exceptional care with a supportive...
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8.4
Review score
6 reviews
8.4
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6 reviews
5 star
50%
4 star
33%
3 star
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17%
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Working with The Lumiere was great. Everyone is very friendly. My Mother thinks the food is great. Here is my opinion on a few things (and these are in comparison to other communities we visited). . . The...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
See details
Photo of Garden View Care Center of O'Fallon
8.0
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2 reviews
8.0
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2 reviews
5 star
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My dad was there for over 2 yrs. COVID times Wing C was right off the bat-friendly and caring. They treated him with dignity. He had a few favorites. GVCC wing C was amazing care givers, nurses. I had to...
Provides: Assisted Living, Memory Care, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
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Photo of Tannous Loving Care Senior Living
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Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Located in a scenic environment, Tannous Loving Care Senior Living in Waterloo, Monroe County, Illinois provides independent living for seniors. In this peaceful and quiet neighborhood, seniors get to have a peace of mind along with the freedom to do whatever they want provided they achieve...
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Magnolia Terrace really offers the most for your money compared to other senior facilities in Monroe County. I'm comforted knowing there are certified nurse aides working 24 hours a day along with the...
Provides: Assisted Living, Memory Care, Independent Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Twin City Residential Home(Mental Illness)
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Autumn Ridge offers two levels of occupancy, residential care and retirement living. We are convieniently located just off the freeway in Herculaneum.Autumn Ridge offers and tranquil and gracious lifestyle; we are just minutes away from restaurants, pharmacies, grocers and shopping centers. Our...
Photo of Sunnyhill Residential Care
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Keaton Center
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Bridges of Columbia offers the perfect mix of privacy,independance and community for people ready to live a more carefree lifestyle. With a comprehensive list of services and ammenities that are included in your monthly rent, we take the headaches of home ownership away so you can focus on...
Photo of Crystal Oaks Assisted Living
44 Photos available
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Crystal Oaks Assisted Living is the ideal solution for seniors who value their independence, yet require assistance with daily activities such as bathing, dressing, and dispensing medications. Our Assisted Living includes a secured memory care unit. Additionally, Crystal Oaks offers short term...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of National Church Residences Telegraph Road
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I'm really digging the facility so far. I like the amenities and everything.
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
The National Church Residences on Telegraph Road is a senior housing community located in the Oakville suburb of St. Louis, Clayton county, Missouri. Oakville is located between the Mississippi and Meramec rivers, which offer plenty of outdoor activities and sightseeing for when your friends and...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Bethesda Southgate, known by residents of South St. Louis County for its quality skilled nursing care, recently received Accreditation by the Joint Commission of Healthcare organizations, an independent, not-for-profit national body that overseas the safety and quality of health care.Bethesda...
Photo of Bethesda Terrace
Provides: Independent Living, Nursing Homes
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Photo of Rosemont Senior Living Centre
5 star
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Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Rosemont Senior Living Centre simplifies retirement living. We take care of the cooking, shopping, and cleaning, so you can focus on the things that are truly important to you. Not only will you have the time to pursue your own interests, you will also make new friends, share laughter, and...
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My mother was living in her own home alone. She unfortunately experienced many falls in the middle of the night. It was time for her to be in a safer environment. I feel a peace knowing she is at Pine...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Sylvan House
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of independent living in Monroe County, IL

The average cost of senior living in Monroe County is $3,882 per month. Cheaper nearby regions include Fults, IL with an average of $3,550 per month.

Independent living costs in Monroe County, IL, vs. nearby counties

Monroe County, IL
$3,882/mo
$3,827/mo
$3,899/mo

Independent living costs in Monroe County, IL, vs. state and national averages

Monroe County, IL
$3,882/mo
U.S. national average
$4,016/mo

Independent living costs in Monroe County, IL, vs. other senior living options

$4,812/mo
Independent Living
$3,882/mo

Independent living costs in Monroe County, IL, by floor plan type

Semi-Private
$4,661/mo
Studio
$4,697/mo
1 Bedroom
$4,609/mo
2 Bedroom
$5,133/mo
Detached Cottage/Bungalow
$4,385/mo

Senior living costs in Monroe County vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Monroe County, IL
Column state: Illinois
Column national: U.S.
Community typeMonroe County, ILIllinoisU.S.
Independent Living$3,882/mo$4,331/mo$4,016/mo
Assisted Living$4,821/mo$5,149/mo$4,558/mo
Memory Care$4,812/mo$5,166/mo$4,794/mo
Independent Living
Monroe County, IL:$3,882/mo
Illinois:$4,331/mo
U.S.:$4,016/mo
Assisted Living
Monroe County, IL:$4,821/mo
Illinois:$5,149/mo
U.S.:$4,558/mo
Memory Care
Monroe County, IL:$4,812/mo
Illinois:$5,166/mo
U.S.:$4,794/mo
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Table showing 5 of 3 items. Click to show less.

Independent living costs in Monroe County, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Monroe County and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Monroe County, ILIL stateNational

Independent living cost trends in Monroe County, IL

The table below shows how monthly independent living costs in Monroe County have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 median costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Monroe County, IL$2,491/mo$2,476/mo+0.6%
Illinois$3,121/mo$3,019/mo+3.4%
National$3,246/mo$3,151/mo+3.0%
Monroe County, IL
2024 average cost:$2,491/mo
2023 average cost:$2,476/mo
Percent change:+0.6%
Illinois
2024 average cost:$3,121/mo
2023 average cost:$3,019/mo
Percent change:+3.4%
National
2024 average cost:$3,246/mo
2023 average cost:$3,151/mo
Percent change:+3.0%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about independent living in Monroe County

Recent reviews for independent living in Monroe County

Lutheran Senior Services At Breeze Park in St. Charles, MO

4.0
They are pretty good. It's very clean. The staff is pretty friendly. They have stuff going on for activities, but they told me they take them out at least once a week, they told us they had a bus with a lift, and they don't. They told us when she was there she would be able to eat in any of the ...
Read more

Cambridge House of Maryville

3.7
We chose Cambridge House of Maryville because it was recommended to us through family members, they said that it was a well-managed facility. The room sizes here are good, but I do think the kitchen could use some more space. Overall, it is a small community and everyone gets along well here. I ...
Read more

Monroe County independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Monroe County independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Monroe County, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Monroe County independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Monroe County partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Monroe County, ILNational
Nutritionist / dietician
Nutritionist / dietician
25.4%
20.5%
Low / no sodium
Low / no sodium
29.2%
34.1%
No sugar
No sugar
27.8%
31.5%
Vegetarian
Vegetarian
27.1%
33.6%
Pureed meals
Pureed meals
6.9%
8.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Monroe County independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Monroe County communities that offer dining options to their discerning residents compared to our partners nationally.
Monroe County, ILNational
Professional chef
Professional chef
26.1%
36.5%
Restaurant style dining
Restaurant style dining
37.1%
43.5%
Room service
Room service
29.6%
36.9%
Anytime dining
Anytime dining
19.9%
17.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Monroe County independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Monroe County offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Monroe County, ILNational
Activity director
Activity director
38.5%
45.3%
Pet-focused programs
Pet-focused programs
25.4%
28.4%
Community service programs
Community service programs
25.4%
32.8%
Devotional activities on-site
Devotional activities on-site
46.4%
49.3%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
44.7%
49.8%
Outings / off-site activities
Outings / off-site activities
47.8%
54.9%
Piano or organ
Piano or organ
37.1%
43.1%
Arts and crafts center
Arts and crafts center
29.9%
37.7%
Educational speakers / life long learning
Educational speakers / life long learning
33.3%
41.7%
Clubs / games / karaoke
Clubs / games / karaoke
41.2%
47.5%
Live performances
Live performances
40.9%
47.3%
Dances
Dances
27.1%
32.6%
Fitness center
Fitness center
31.3%
39.8%
Fitness classes
Fitness classes
39.5%
47%
0.0%20.0%40.0%60.0%80.0%100%

Frequently Asked Questions

Garden Place Columbia, Cedarhurst of Waterloo and The Oasis at Hartman Lakes are the top-rated independent living facilities near Monroe County, Illinois. See full list of communities.
There are 349 independent living facilities near Monroe County, Illinois. See the full list.
The best independent living facilities near you in Monroe County, Illinois are Avalon Park Independent Living, Garden Villas of O'Fallon and The Landing of O'Fallon. These independent living communities received the highest rankings based on verified family reviews.
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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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