Colorado’s capital lives by its nickname: “Mile High City” — with Rocky Mountain views in a large city sitting one mile above sea level. So, whether you are looking for city skylines or natural beauty, independent living in Denver, Colorado, combines the benefits of both into one by offering all-inclusive, resort-like amenities and stimulating activities within eyesight of natural wonders. Seniors have a variety of independent living facilities to choose from in both the city and surrounding suburbs. A Place for Mom has 30 independent living partner communities within 10 miles of the Denver city center. This radius includes the surrounding suburbs of Lakewood, Littleton, and Centennial.
Independent living is for seniors who can live without personal or nursing care. In this guide, you’ll learn more about independent living in Denver, including ways to pay, local regulations, typical services and amenities, and an overview of the city of Denver.
The staff seems positive about being there, it is near a hospital and its great central location. It is a clean facility with caring staff and caring administrators and we would recommend this community to...
When it comes to the activities - we are awaiting new Memory Support Director, hoping to see more activities and more varied activities. For the value for cost, expensive, care varies depending on staffing...
She needs more people of their staff. They have nice activities, but ny cousin is in her 60ies, but there is nobody less than 70 and they are not easy to let anyone new in. They also don't celebrate all the...
From the first moments I spoke with [name removed], the sales specialist at Overture 9th & CO, I knew my father would have a special new place to call home. I was uncertain of the move-in process amidst the...
My mom is a resident at CuraVistas. The building was bought by a new company and has vastly improved. The Executive Director Jamie Bird is friendly and helpful. They recently hired a new activities person...
I chose Overture Central Park because it is closer to the hospital that my doctors are on staff at. The apartment sizes here are really good. They have a wonderful dog park if you have pets right in the...
The community is neat and clean and the staff is very friendly. They have lots of activities including lectures, games and crafts for the residence. I would recommend this community to others based on my...
I would rate each category with a 5. My mom is so well cared for and loved by the staff at Modena. She is happy, always dressed well and clean. I can't praise Modena enough for all they do for my mom! My...
My parents live in Independent Living here. Beautiful community and amazing care! The restaurants are also great with a chef and friendly staff. Highly recommend!
Everything is working out very well for my father in law here at this community. We are pleased with all they have done for us. He is very pleased with the meals, the food is good. There are nice activities...
A great community. And the rooms and grounds are well kept up and the staff is on top of things. The food is great and a variety. My mom loves the many activities she participates in, and a great choice of...
All 5 stars! The manager, [name removed] has been great!
I love our beautiful natural setting .... with mowed green grass in summer ... large trees, decorative plantings, colorful summer flowers. Wonderful place for walks - w/walking group or solo - on our...
Great neighbors and great sense of community. Everyone helps each other. I love the bingo nights and all the activities and the manager [name removed] is a great manager. This is a wonderful place to call...
We have lived at The Village at Hampden Town Center for 6 years. We were so pleased to find a Senior Facility so close to shopping, light Rail and access to the major transportation arteries located nearby....
We developed a proprietary recommendation system that orders Denver community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
Within 10 miles of the Denver city center, the cost of living in a partner independent living community is $3,883, according to A Place for Mom’s proprietary data.[01] This figure includes rent and any add-on fees. This cost is also what seniors actually pay per month. Independent living costs can vary depending on the facility’s unit sizes, amenities, services, and location. Depending on the community, there may also be entrance fees or an all-inclusive rate.
Independent living costs include rent and multiple conveniences that allow seniors to live independently without homeowner responsibilities like maintenance, repairs, lawn care, etc. Depending on the community, baseline monthly costs for independent living may include access to the following types of on-site amenities, ranked from most common to most luxe:
Additionally, the cost for an independent living community may vary depending on the types of add-on services a senior chooses, such as:
The following figures are average baseline costs for independent living in Denver. This cost does not include add-on fees.
Medicare, long-term insurance policies, and Colorado’s Medicaid program — Health First Colorado — do not cover independent living costs because independent living communities are not care facilities. These programs, however, can help cover in-home health care services. If future care is ever needed, seniors may be able to use these resources to help pay for health care at their community of choice.
Most seniors pay for independent living using their private resources. Here, you can find information on private pay options and local public assistance resources for seniors, including housing assistance, VA benefits, Medicare, and Medicaid.
Since long-term care insurance does not cover independent living costs, seniors must find other ways to pay rent. Many seniors use savings, Social Security benefits, pensions, and investment returns to pay for independent living costs. Below are other commonly used ways to privately pay for independent living costs:
Thanks to the U.S. Department of Veterans Affairs, veterans and their surviving spouses may be eligible to use pensions or benefits for their independent living or care costs.
Veterans pension provides monthly payments that can be used for independent living rent costs. To qualify, wartime veterans 65+ must have served at least one day during wartime and meet the net worth and income standards implemented by Congress.
On top of their veterans pension, a senior may qualify for VA Aid and Attendance benefits if they are disabled. This benefit offers monthly payments in addition to the veterans pension. While these payments may not cover the complete cost of independent living, they can be used to help contribute to your independent living monthly fees.
To receive VA Aid and Attendance benefits, a veteran must already receive a pension, have an acknowledgment of a disability from VA health care, and meet one of the following requirements:
Senior veterans that are housebound due to a permanent disability may qualify for the Housebound allowance, which is for in-home care costs. Like the Aid and Attendance benefit, this is another disability benefit added to the veterans pension. However, the Housebound allowance and the Aid and Attendance benefit cannot be received at the same time.
Unlike Aid and Attendance benefits, the Housebound allowance cannot be used towards independent living costs like monthly rental fees. However, this can be used for in-home health services like skilled nursing care. To qualify for Housebound allowance, a veteran must have a disability from the natural aging process and not from wartime. This disability must follow one of the following:
These benefits can be confusing and hard to navigate, as the requirements are nuanced. This is why the Denver Veterans Services office has Veterans Services Officers (VSOs) who can help you apply for these benefits. Additionally, the nonprofit Disabled American Veterans (DAV) helps disabled veterans of all ages understand their benefits and file claims. Contacting the DAV’s local Denver office is free for veterans who have an illness or disability due to their time served. Additional information on veterans benefits can be found through the U.S. Department of Veterans Affairs.
Number of veterans who live in Denver, per the U.S. Census Bureau
About 47% of Denver veterans are 65+, per the U.S. Census Bureau
Resources for Denver veterans
Denver Regional Office
U.S. Department of Veterans Affairs
155 Van Gordon St.
Lakewood, CO 80228
Monday through Friday, 8:30 a.m. – 4 p.m.
Denver Human Services
Denver Veteran Services Officers (VSOs)
1247 Santa Fe Drive
Denver, CO 80204
Phone: 720-944-3500
Hours: Monday through Friday, 8 a.m. – 4 p.m.
Disabled American Veterans (DAV) Regional Office
Get VA benefits help now.
Phone: 303-914-5570
Health First Colorado (or HFC), Colorado’s Medicaid program, does not cover independent living costs. However, HFC recipients age 65 and over may qualify for HFC’s Elderly, Blind, and Disabled waiver program. This Home and Community Based Services Waiver allows people who have impairments or disabilities that require support services to continue living independently. When receiving this waiver, seniors receive HFC benefits and access to services like homemaker services, in-home support services, and home-delivered meals. Therefore, this waiver may be helpful for some independent living communities that offer in-home care services. More than 65% of our Denver independent living partners offer access to an on-site home care agency.[01]
Besides HFC, seniors may qualify for the Centers for Medicare and Medicaid Services supported program, Program of All-Inclusive Care for the Elderly (PACE). This allows seniors to remain at home in their independent living community while receiving home care services. These Medicaid and Medicaid-supported programs can be hard to understand, which is why the Denver Human Services Offices can help assist you during the Medicaid application process.
To qualify, adults from ages 19-65 must meet the following income restrictions:
Denver resident Medicaid resources
Visit the Health First Colorado website.
1570 Grant St.
Denver, CO 80203
Phone: 800-221-3943
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Visit the Denver Human Services website.
Medicare is a governmental program that provides federal health insurance to seniors age 65 and older. While Medicare does not cover independent living costs, these health care plans cover multiple medical services seniors may need while living in an independent living community.
After a hospital stay, seniors may need additional care at their independent living home. If a home health agency is Medicare-certified, Medicare may help cover some short-term home health services like the following:
Colorado has four Medicare Saving Programs (or MSPs) that can help low-income seniors pay their deductibles and coinsurance fees. Navigating the Medicare system and understanding enrollment and benefits can be overwhelming and confusing. Thankfully, Colorado has a State Health Insurance Assistance Program (SHIP) that can help seniors understand the Medicare system. Colorado residents can also receive help understanding Denver Medicare benefits by dialing 2-1-1 for assistance. The federal Medicare website may also be beneficial to help understand what Medicare typically covers.
Medicare resources
Online Medicare applicationMedicare application
Get answers to your questions about Medicare Savings Programs
Medicare Programs FAQs
2-1-1 Colorado
Find local services for seniors.
Colorado State Health Insurance Assistance Program (SHIP)
Help with Medicare in Colorado
Phone: 888-696-7213
The state of Colorado helps make information, applications, and resources easy to access through the online portal, Colorado PEAK. Low-income Colorado residents can access this online portal and apply for health benefits, financial assistance, or cash assistance.
Additionally, Denver Aging and Adult Services offer a variety of helpful public resources for seniors. DenverConnect is a mobile resource provided by the local office of aging. This resource helps seniors have easy access to information on local services. Denver Aging and Adult Services also compiled a directory for older adults filled with information in one place.
For additional assistance, seniors aged 60+ that do not qualify for Health First Colorado may still qualify to receive cash benefits through Colorado’s Old Age Pension program. Cash benefits can help cover your independent living or in-home medical costs. To look into this program and other assistance programs you may qualify for, contact your county’s human services department.
Besides rental assistance programs, seniors can at least partially pay for their independent senior living costs through their Social Security benefits:
Low-income adults can find housing assistance through public voucher programs like the Housing Choice Voucher Program (HCV), previously known as Section 8. HCV offers assistance for rent and utility costs in subsidized apartments through the Colorado Department of Local Affairs. While the voucher program is not available for independent living, it is available in certain senior apartments that accept Section 8.
Additional public assistance resources
Social Security Office
Find your local SSA office
Denver Regional Communications Office
Regional Communications Director
1961 Stout St., 7th Floor, FOB
Denver CO 80294
Phone: 303-844-1888
Colorado Field Office
Department of Housing and Urban Development
1670 Broadway
Denver, Colorado 80202
Department of Housing and Urban Development: Denver Regional Office
Contact the Regional Administrator’s Office.
1670 Broadway
Denver, Colorado 80202-4801
Denver Housing Authority Find and apply for affordable housing.
Santa Fe Dr. Station
Denver, CO 80204-0305
Denver Aging & Adult Services
Find support for older adults now.
1575 Sherman St.
Denver, CO 80203
Phone: 303-866-2800
Colorado PEAK
Apply for benefits by creating a Colorado PEAK account.
DenverConnect
Learn more about DenverConnect.
Phone: 720-913-8494
Email: denverconnect@denvergov.org
DenverConnect program coordinator: Olga Garcia
Email: olga.garcia@denvergov.org
Older Adult Resource Directory in Denver
Find senior resources near you.
Since independent living communities do not offer personal care or health care services, they are not regulated like traditional assisted living or skilled nursing communities. However, 21 out of 30 of our Denver independent living partners also offer assisted living care on the same campus.[01] So, these communities are regulated like any individual assisted living facility. If you would like to check out the Denver regulations for assisted living communities, see our guide to Denver Assisted Living.
Stand-alone independent living communities do not follow assisted living facility guidelines. They typically follow rental regulations and inspections common to the landlord-tenant laws of the state. Besides local rental guidelines, independent living communities typically have their own restrictions, such as an age requirement. Most independent living facilities require residents to be at least 55 or 62 years old. These requirements can typically be found on the independent living community’s website.
As of Jan. 1, 2023, Denver launched its residential rental licensing program, which requires apartment rentals to be licensed. This license must be renewed every four years. Additionally, apartment buildings must undergo and pass an inspection to receive a license.[04] The residential rental property licensing program looks at 10% of the apartments on the property. In these inspections, the third-party inspector may check the following conditions:
Independent living communities also need to follow traditional apartment guidelines. These guidelines have specific regulations for apartment owners and occupants. Under Colorado law, owners of rental properties have to abide by the following guidelines:
While landlords have their own regulations to follow, so do tenants. Occupants in every apartment complex must adhere to the following:
Besides these laws and regulations, Colorado law aims to provide tenants with safe living accommodations thanks to an extensive list of tenant rights. Tenants are protected through the following rights:
In addition to these rights, the Colorado Antidiscrimination Act prohibits discriminating against occupants based on age, sex, race, sexual orientation, disability status, sources of income, etc. Additionally, the Immigrant Tenant Protection Act prevents landlords from discriminating against or threatening tenants based on their immigration status.[07]
If you believe your tenant rights are not being met, you can dial 3-1-1 to contact the local Department of Public Health and Environment.
Colorado Department of Public Health and Environment
4300 Cherry Creek South Drive
Denver, CO 80246
Phone: 303-692-2000
Denver independent living communities do not have any specific COVID-19 regulations or guidelines to follow and typically function like any rental community.
However, if the community offers additional care types like assisted living, the facility must follow additional COVID-19 guidelines. Because 21 of 30 of our independent living partners in Denver have assisted living on the same campus, we provided those additional assisted living guidelines here.[01]
Learn more about CDC’s COVID-19 guidelines for assisted living communities.
The following COVID-19 regulations are for Colorado senior living communities that also offer assisted living services.[08]
Vaccinations. Vaccinations are recommended for staff and residents. The facility must have vaccinations accessible to residents and staff.
Masking. Masks are encouraged, and supplies must be available throughout the community.
Facility cleanliness. At least one staff member must be in charge of cleaning and disinfecting the community with Environmental Protection Agency (EPA)-approved, hospital-grade disinfectant.
Staff safety. The facility should have personal protective equipment (PPE) accessible to staff members.
Social distancing. Social distancing is encouraged.
Quarantining. If a resident or staff member tests positive or suspects COVID-19 infection, facilities are encouraged to follow the CDC’s isolation guidelines. This includes isolating for at least five days from testing positive. Self-isolation can stop after five days if the infected person has been fever-free for 24 hours.
Seniors in Denver can experience nearly year-round sunshine in the bustle of city living or laid-back suburbs with resort-like amenities and activities at our independent living partners’ facilities. Below you’ll learn more about the different types of independent living Denver has to offer.
While there are many independent living communities within the city itself, senior living is booming in nearby suburban areas like Lakewood, Arvada, and Littleton. Seniors aged 65 and older are approximately 12% of Denver’s population. However, many suburbs within the 10-mile radius of downtown Denver see an increase in senior population. Some suburbs, like Arvada, see up to 18% of its population consisting of seniors age 65 and older, according to the U.S. Census Bureau.[09] Seniors may gravitate to the surrounding suburbs because of the location, cost, and lack of traffic.
Heading farther out from the Denver city center increases the number of A Place for Mom independent living partners in the area to 54 independent living facilities. These facilities are located in surrounding suburbs like Highlands Ranch, Louisville, Broomfield, Parker, Lone Tree, Castle Pines, Brighton, Boulder, and Thornton. While some of these areas do not see a dramatic increase in senior population, there is a slight increase in cost. The average cost raises to $4,084 when including these suburban areas. Over half of these independent living communities include additional care types like assisted living or memory care.[01]
Independent living communities in Denver emphasize the importance of active living. Over 85% of our Denver independent living partners offer at least one of the following resort-like features:
In addition to all-inclusive amenities, many independent senior living communities also host activities and events for their residents. Some facilities have an on-site activity and event coordinator, while others have resident-run groups. The following are some activities and events common to independent senior living communities:
Denver independent living facilities also encourage socialization among residents with community-based clubs, such as the following:
While stand-alone independent living communities do not specifically offer personal care, many include health care services. Approximately 66% of our independent living partners in Denver offer access to an on-site home care agency, according to A Place for Mom’s proprietary data.[01] This allows seniors to experience exceptional care while enjoying the freedom of independent living. If an in-home care agency is not available on-site, many independent living communities offer additional health care services. In fact, 90% of our independent living partners in Denver offer in-home appointments from visiting medical professionals like dentists, nurses, physical therapists, and podiatrists.[01]
Only nine out of 30 of our independent living partners in Denver are stand-alone independent living communities.[01] Our other partners in Denver add on another care type, such as adult day care, memory care, or assisted living. Exactly half of our partners are continuing care retirement communities (CCRCs) with care services for independent living, assisted living, and memory care on the same campus.[01] Since care needs are ever-changing, a continuum of care on the same campus helps seniors age in place. If you do not like moving around and expect your needs to change, a CCRC may be a better option for a longer period of time.
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Number of seniors over the age of 65 currently living in Denver, according to the U.S. Census Bureau
Percentage of seniors 65 and older within the Denver population, according to the U.S. Census Bureau
Percentage of seniors 65 and older with retirement account income, per U.S. Census Bureau
Denver offers a variety of health care providers. However, two hospitals receive higher rankings with national recognition and outstanding ratings for geriatric care.
Among all the health care systems in Denver, UCHealth University of Colorado Hospital ranks No. 1. This hospital has national recognition for five adult specialties and is within the top 10% for geriatric care, according to U.S. News and World Report.
SCL Health St. Joseph Hospital is highly recommended, ranking second in Denver and third in the state of Colorado. The hospital is also high performing in geriatric care.
Approximately 98% of A Place for Mom’s independent living partners in Denver include complimentary transportation services for residents.[01] In addition to these services, Denver features multiple transportation options, making the city accessible.
Besides Denver’s buses and taxis, Denver has RTD, a light rail system that covers 113 miles across the city and suburbs. RTD provides a discount and accessibility options for seniors 65 and over. However, if money is an issue, Denver has a free hybrid shuttle bus known as the 16th Street Mall Ride that travels through 16th street in downtown Denver. The free Mall Ride travels from Denver Civic Center Station to Denver Union Station with a stop along each road in between. This provides easy access to the 16th Street Mall, the Colorado Convention Center, restaurants, local tourist attractions, and theatres.
The following ratings, each out of 100, were compiled according to transportation accessibility in Denver, per Walk Score.[11]
Denver is a large city surrounded by mountain views and offering a seamless balance between beautiful natural settings and interesting indoor activities. Whether you’re looking for local restaurants, hiking paths, accessible museums, or active living programs specifically for seniors, Denver has something for everyone.
From outdoor walking trails to fishing sites, Denver Mountain Parks offer over a dozen outdoor areas where Colorado residents can enjoy the state’s beauty up close. One of the most well-known outdoor areas is the renowned Red Rocks Amphitheater, where Colorado residents and their visiting families can explore hiking trails or experience an outdoor concert. Other parks are also known for various activities:
The urban area of Denver houses a wide range of museums, from fine art to miniature toys. Seniors can experience the following museums:
While seniors may enjoy these historical and art museums, they may not be enticing for their visiting grandchildren. Seniors can take their families to these local specialty or interactive museums:
Denver is the home of two professional sports stadiums. In the heart of downtown Denver rests Coors Field, where you can enjoy watching Major League Baseball’s Colorado Rockies. When the home field is unoccupied, Denver sports fans can take a look behind the scenes through stadium tours. Approximately 5 miles away is Empire Field at Mile High, where Denver Broncos fans can be heard cheering for their home National Football League team. When football is in the off-season, this stadium also hosts a variety of events, from dirt bike competitions like Supercross to live concerts.
Denver is home to numerous food and drink options, including various restaurants, wineries, breweries, and distilleries. Many restaurants in Denver are award-winning or staff an award-winning chef. Denver residents can explore their palette with local foods like homemade ice cream, French pastries, Indian Tandoori dishes, and American diner food.
The downtown Denver area offers an array of food scenes, such as a British pub, a café-style French restaurant, and a historic venue with upscale food and live music. Besides year-round access to local food and drinks, Denver celebrates this foodie culture with annual festivals like the Great American Beer Festival and A Taste of Colorado.
Besides the various activities around Denver, the city encourages active living for seniors through Denver’s Active Older Adults (AOA) programs. These programs provide a variety of indoor and outdoor hobbies for seniors in Denver. Denver seniors age 60 and older can sign up for a My Denver PRIME membership. This membership offers free access to Denver’s recreation centers, pools, parks, and recreation facilities.
Brookdale Meridian Arvada, Brookdale Greenwood Village and Brookdale Tamarac Square are the top-rated Independent Living facilities near Denver, CO. These Independent Living facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Independent Living in Denver is $4,177 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
Test answer:
The average cost of Independent Living in Denver is $4,177 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101) [Data set]. American Community Survey.
Medicare. Home health services.
Denver The Mile High City. (2022, March 10). Denver Launches Residential Rental Licensing Program.
Denver The Mile High City. (2022, Oct. 20). Residential rental inspection checklist.
Revised Municipal Code of the City and County of Denver, Colorado: Housing, Denver Code of Ordinances § 27 (1973 & rev. 2022).
Denver The Mile High City. (2022, October). Denver tenant rights and resources.
Colorado Department of Public Health & Environment. (2023, Jan. 12). Assisted living and group homes for persons with intellectual and developmental disabilities.
United States Census Bureau. (2021). Age and sex (S0101) [Data set]. American Community Survey.
U.S. News and World Report. (2023, January 13). Best hospitals in Denver, CO.
Walk Score. Living in Denver.
Elliott, R. (2022, October 11). Personal communication [Zoom interview].
Ask an A Place for Mom local advisor at no cost.
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). Veteran status (S2101) [Data set]. American Community Survey.
Medicare. Home health services.
Denver The Mile High City. (2022, March 10). Denver Launches Residential Rental Licensing Program.
Denver The Mile High City. (2022, Oct. 20). Residential rental inspection checklist.
Revised Municipal Code of the City and County of Denver, Colorado: Housing, Denver Code of Ordinances § 27 (1973 & rev. 2022).
Denver The Mile High City. (2022, October). Denver tenant rights and resources.
Colorado Department of Public Health & Environment. (2023, Jan. 12). Assisted living and group homes for persons with intellectual and developmental disabilities.
United States Census Bureau. (2021). Age and sex (S0101) [Data set]. American Community Survey.
U.S. News and World Report. (2023, January 13). Best hospitals in Denver, CO.
Walk Score. Living in Denver.
Elliott, R. (2022, October 11). Personal communication [Zoom interview].