About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
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10 Best Memory Care Facilities in Worthville, KY

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The average monthly cost of Memory Care in Kentucky is $6,155, according to A Place for Mom’s proprietary data. This can serve as a helpful benchmark for what families in the Worthville area can expect to pay. Pricing may vary based on the community’s location, your loved one’s care needs, and any additional services or amenities.

Worthville Memory Care Facilities | 4166 Reviews

Showing 135 communities
Last Updated: 8/28/26
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Photo of Franciscan Health Care Center
1313 Photos available
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I chose this facility because I was in a time crunch and they had something available immediately. This facility is very clean and decorated nicely. They are pet they are a pet-friendly community which is...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Residents of Franciscan Health Care Center can be found spending their afternoons in a number of ways, from dining at one of Louisville, Kentucky’s local restaurants, to shopping with friends at Jefferson Mall, or enjoying the tranquility of nearby Jefferson Forest, just to name a few!...
Photo of Carmel Manor
11 Photo available
5 star
80%
4 star
0%
3 star
20%
2 star
0%
1 star
0%
See all reviews
I really liked Carmel Manor, and would highly recommend. I really feel like we got lucky to get my loved one in there. All the other better nursing homes had waiting lists. It just happened that I called...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Carmel Manor of Ft. Thomas, Kentucky is a recently expanded assisted living community set just around the corner from an Army Reserve Base. Residents of Carmel Manor are treated with a beautiful panoramic view of Cincinnati while being far enough from the hustle and bustle to enjoy the seclusion....
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Photo of The Villages at Historic Silvercrest
1313 Photos available
5 star
62%
4 star
25%
3 star
0%
2 star
0%
1 star
13%
See all reviews
Very nice community, the staff were hard to get ahold of to check on our loved one. Then when I was able to get ahold of the staff member they didn't know all the details about my loved one's care since...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Villages at Historic Silvercrest offers a full continuum of senior living services including independent living, assisted living, respite, and adult day care. The range of services available, and the Silvercrest commitment to providing exceptional service that exceeds customers' expectations,...
Photo of Wesley Manor Retirement Community
1010 Photos available
5.7
Review score
44 reviews
5.7
Review score
44 reviews
5 star
71%
4 star
20%
3 star
2%
2 star
2%
1 star
5%
See all reviews
Small and homey feel. Price is competitive. Current activities director is very cheerful and gets everyone involved. Administration is very helpful and works to resolve issues. Recent change is some nursing...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
For over 50 years Wesley Manor has been the leader in providing personalized care in a secure, loving environment—at an affordable cost. As a non-profit organization, Wesley Manor has a distinct philosophy of care by being mission-driven rather than profit-driven. While newer facilities exist,...
Photo of Meadowthorpe Assisted Living and Memory Care
66 Photos available
5 star
52%
4 star
24%
3 star
18%
2 star
0%
1 star
6%
See all reviews
5 for all of them. Mom has been happy at Meadowthorpe and they have all been very helpful. Based on the experience we have had so far, we would recommend Meaowthorpe Assisted Living and Memory Care to other...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Meadowthorpe Assisted Living and Memory Care is privately owned and operated. Our Community is a five-cottage style campus that includes eight apartments in each cottage. We offer private one-bedroom apartments that are designed to be home-like while creating a safe welcoming environment that...
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Photo of Scarlet Oaks Retirement
77 Photos available
1.0
Review score
23 reviews
1.0
Review score
23 reviews
5 star
30%
4 star
30%
3 star
9%
2 star
9%
1 star
22%
See all reviews
Scarlet Oaks Rehab has transformed into a Cinderella facility, I mean the new renovations are superb an outstanding it was like going to a resort for therapy plus it's so beautiful back in that wooded area...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Scarlet Oaks Retirement Community is a continuing care retirement community located in the beautiful Gaslight District of Cincinnati, Ohio. Located close to the Ohio River, there are plenty of sites to explore and activities to get involved. The main campus is located adjacent to a breathtaking...
Photo of St Andrews Health Campus
55 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
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The campus has all levels of care: memory unit, nursing home, rehab and assisted living. They also have a great OT\PT dept. and the food is amazing. The only reason for the "3" is because their assisted...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Located in the quaint and welcoming City of Batesville, St. Andrews Health Campus boasts a beautiful and comfortable home for our residents. St. Andrews Health Campus offers a variety of senior health and hospitality services. With the campus conveniently located an hour from Indianapolis and...
Photo of The Willows at Citation (Memory Care Opening Fall 2018)
1515 Photos available
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
See all reviews
The most excellent place ever!! Great staff, great food, Great facility. The food variety was really nice and you could request them to make something else if you did like what they were serving I...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Home to friendly people, a vibrant culture, and miles of verdant hills lined with perfect white fences, Lexington is a city known all over the world for its horses and its hospitality. It’s also the perfect place for a health campus dedicated to enriching the lives of its residents. Those that...
Photo of Lexington Country Place
1010 Photos available
11 Floor plan available
5 star
50%
4 star
50%
3 star
0%
2 star
0%
1 star
0%
See all reviews
This facility made the best out of a bad situation, The were so caring, compationate, and took good care of my loved one. The communication was good they kept us well informed. I would recommend this...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Lexington Country Place, located adjacent to The Lafayette, features the comfortable lifestyle, superb amenities and the highest standards of hospitality and service. Our Nursing Care Center is the choice for seniors requiring post-hospital and post-surgical care and for those who have more...
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Photo of The Ashford on Mt. Washington
11 Photo available
55 Floor plans available
5 star
38%
4 star
17%
3 star
11%
2 star
17%
1 star
17%
See all reviews
I cannot say in general that there was anything that I liked about the community but they can definitely improve on their patient care or don't take patients that need this much care. She was a full care...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Situated in the heart of Mt. Washington, is a peaceful and secluded community designed with your needs in mind. Nestled among the trees, provides the independence, amenities and friendship you want, with the care and security you need. features 75 comfortable apartments on three floors. All...
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9.2
Review score
8 reviews
9.2
Review score
8 reviews
5 star
62%
4 star
25%
3 star
13%
2 star
0%
1 star
0%
See all reviews
Honestly, the entire process from meeting with them to getting my mom moved in, has gone seamlessly. My mom is really happy there. Everyone is really friendly. We don't have a single complaint as of yet....
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Photo of Hometown Manor Assisted Living of Georgetown
8.5
Review score
6 reviews
8.5
Review score
6 reviews
5 star
83%
4 star
17%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The people that work here are the sweetest warm loving people that I want taking care of my mother. The food is home cooked! It always smells so good! They are always cleaning all the time! You can tell they...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Hometown Manor has been serving residents in this community for over 15 years. At Hometown Manor, we strive to serve as a model of quality assisted living care offering affordable living in a home-like environment. We offer a small setting that features family-style dining and engaging common...
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Photo of Hometown Manor Assisted Living Community of Lawrenceburg
8.5
Review score
2 reviews
8.5
Review score
2 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Our experience has been great. The staff has been incredibly patient and caring during my mother’s transition into assisted living. They helped to connect us w the PA assigned to Lawrenceburg Hometown manor...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Hometown Manor has been serving residents in this community for over 15 years. At Hometown Manor, we strive to serve as a model of quality assisted living care offering affordable living in a home-like environment. We offer a small setting that features family-style dining and engaging common...
See details
8.0
Review score
2 reviews
8.0
Review score
2 reviews
5 star
100%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
The food is great, the staff is great and the rooms are clean. I would recommend this place to anyone.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Carrollton Manor
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Longworth Villa
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Masonic Homes of Kentucky - Shelbyville Campus
Provides: Assisted Living, Nursing Homes
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Nursing Homes: Nursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Neighborhood of Frankfort
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of The Willows at Springhurst
5 star
60%
4 star
0%
3 star
0%
2 star
20%
1 star
20%
See all reviews
This place is wonderful! My aunt has lived here for about a year and a half (maybe closer to 2 years) and loves it. She has made some new and now very dear friends, she loves the staff and they love her....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Parr's at Springhurst in Louisville, Kentucky is an assisted living community with a lot to offer. Louisville is known for providing a high quality of life, having parks around every corner, and welcomes new faces in this tight-knit community. The beautifully landscaped and clean yard is just one...
Photo of Regency Manor
1.0
Review score
2 reviews
1.0
Review score
2 reviews
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
100%
See all reviews
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.

Cost of memory care in Worthville, KY

The average cost of senior living in Kentucky is $6,155 per month as compared to $6,999 in the United States.

Senior living costs in Kentucky vs. national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column state: Kentucky
Column national: U.S.
Column costDifference: Cost difference
Community typeKentuckyU.S.Cost difference
Memory Care$6,155/mo$6,999/mo12.1% below national median
Assisted Living$4,886/mo$5,830/mo16.2% below national median
Independent Living$3,031/mo$3,520/mo13.9% below national median
Memory Care
Kentucky:$6,155/mo
U.S.:$6,999/mo
Cost difference:12.1% below national median
Assisted Living
Kentucky:$4,886/mo
U.S.:$5,830/mo
Cost difference:16.2% below national median
Independent Living
Kentucky:$3,031/mo
U.S.:$3,520/mo
Cost difference:13.9% below national median
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Discover the many ways to pay for senior living

Planning ahead can better position you to make good choices for your loved one’s care in the future. But if your aging family member needs care now, there are ways to finance the cost of long-term care through a combination of approaches.

What families are saying about memory care in Worthville

Recent reviews for memory care in Worthville

Magnolia Springs East Louisville

5.0
Our experience with Magnolia Springs East has been wonderful. Very caring and attentive staff. Couldn't be happier to have such a fantastic, competent, lovely place for Mom! It's a relief to know she is so well treated!

Cedarhurst of Beaumont in Lexington, KY

5.0
We are very very happy with our experience at Cedarhurst of Beaumont. We chose this facility initially because we just really liked the staff and the whole environment. The freedom that the residents have is wonderful. The room sizes are very nice and spacious. We would definitely recommend the ...
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Crescent Place Assisted Living in Shelbyville, KY

3.5
Most people were very friendly, others not so much. Laundry often was not picked up, and/or returned. Same with trash. Cleaning was minimal. Meals were not good. Too salty. Not enough salads, fruit & veggies.

Worthville review score based on 4,166 family reviews

8.5
Review score104 facilities4166 reviewsWrite a review
This proprietary review score is based on 4166 reviews of 104 Worthville memory care communities. All reviews were submitted in the past two years by verified community residents and family members.
The Worthville review score informs your search by letting you see at a glance how memory care residents and family members rate memory care in your area. Compare review scores in multiple locations to understand how overall satisfaction rates differ from city to city. Based on recent reviews, the maximum possible score is 10.Methodology: How we calculate our city review scores

Worthville review score compared against nearby cities

8.5
Worthville, KY104 facilities
8.9
Carrollton, KY61 facilities
8.5
Sanders, KY104 facilities

Review subcategories for Worthville memory care

When memory care residents and family members submit a review on our site, they rate each community on categories such as cleanliness, activities, meals, and more. The chart below is based on 4,166 reviews of 104 Worthville memory care communities. This chart helps you compare Worthville resident and family memory care satisfaction rates against national averages. Use it to assess your needs and develop criteria for your own search. If you know that one of these categories is important to you or your loved one, our senior living advisors can help you find communities to match your needs.
Worthville, KY averageNational average
Cleanliness
4.4
4.4
Friendliness
4.5
4.5
Care services
4.2
4.3
Staff
4.5
4.6
Meals & dining
4.2
4.2
Activities
4.3
4.3
Value for cost*
4.2
4.2
0.01.02.03.04.05.0
*Learn more about cost details

Worthville memory care services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Worthville memory care communities. They don’t represent all possible services and amenities available at assisted living communities in Worthville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select care services in Worthville memory care

Memory care communities offer a variety of care services and visiting health care providers to meet seniors’ health needs. The chart below shows the percentage of memory care partners in Worthville that offer these care services compared to the percentage of partners that offer them nationally.
Worthville, KYNational
Full medication management
Full medication management
50.6%
56.7%
Doctor on call
Doctor on call
55.2%
42.6%
24-Hour awake staff
24-Hour awake staff
80%
75.6%
Diabetic care
Diabetic care
91.3%
95.1%
*Visiting health care professionals
*Visiting health care professionals
67.3%
63.1%
Home care agency on-site
Home care agency on-site
40.5%
24.6%
Non-ambulatory care
Non-ambulatory care
78.4%
81.8%
Respite or short term stays
Respite or short term stays
62.1%
53.7%
Hospice available on-site
Hospice available on-site
64.9%
65%
0.0%20.0%40.0%60.0%80.0%100%
*Including nurse, dentist, OT, PT, speech or podiatrist

Availability of select dementia care services in Worthville memory care

Our community partners provide many services to keep residents with dementia or other memory concerns safe and engaged. Below, take a look at what percentage of Worthville Memory Care partners offer the selected dementia care services compared to the percentage of partners nationally.
Worthville, KYNational
Dementia behaviors care
Dementia behaviors care
65.5%
65.5%
Specialized memory care training for staff
Specialized memory care training for staff
53.7%
39.4%
Secured community and/or wander guard
Secured community and/or wander guard
59.8%
61.7%
Memory care only community
Memory care only community
26.3%
23.1%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dietary accommodations in Worthville memory care

Memory care communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Worthville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Worthville, KYNational
Nutritionist / dietician
Nutritionist / dietician
41%
24.1%
Low / no sodium
Low / no sodium
44.9%
38.7%
No sugar
No sugar
39.8%
35.9%
Vegetarian
Vegetarian
43.6%
45.2%
Pureed meals
Pureed meals
26%
19.4%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Worthville memory care

Our memory care communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Worthville communities that offer dining options to their discerning residents compared to our partners nationally.
Worthville, KYNational
Professional chef
Professional chef
42.5%
27.7%
Restaurant style dining
Restaurant style dining
46.5%
34.5%
Room service
Room service
40.4%
32.5%
Anytime dining
Anytime dining
29.7%
19.9%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Worthville memory care

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered memory care communities in Worthville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Worthville, KYNational
Activity director
Activity director
50%
39.2%
Pet-focused programs
Pet-focused programs
33.2%
28.6%
Community service programs
Community service programs
33.1%
24.9%
Devotional activities on-site
Devotional activities on-site
56.1%
47.2%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
56.3%
44.4%
Outings / off-site activities
Outings / off-site activities
60%
53.4%
Piano or organ
Piano or organ
47.9%
34%
Arts and crafts center
Arts and crafts center
40.7%
30.9%
Educational speakers / life long learning
Educational speakers / life long learning
43.7%
31.6%
Clubs / games / karaoke
Clubs / games / karaoke
53%
40.7%
Live performances
Live performances
53.7%
41%
Dances
Dances
35.9%
27.7%
Fitness center
Fitness center
33.6%
19.1%
Fitness classes
Fitness classes
51.3%
39.9%
0.0%20.0%40.0%60.0%80.0%100%

State regulations for memory care in Worthville

Safety is a primary concern when seniors and their families look for memory care. Each state has its own laws and inspection processes to help ensure seniors reside in a safe environment and receive quality care. Learning about Kentucky memory care regulations will help you understand how memory care communities in Worthville protect seniors.
Learn about Kentucky memory care regulationsDownload the Guide to Senior Living Licensure and Inspection Reports

Frequently Asked Questions

Chateau of Batesville, Magnolia Springs Lexington and Dominion Senior Living of Louisville are the top-rated memory care facilities near Worthville, Kentucky. See full list of communities.
There are 135 memory care facilities near Worthville, Kentucky. See the full list.
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The best memory care facilities near you in Worthville, Kentucky are Chateau of Batesville, Magnolia Springs Lexington and Magnolia Springs Louisville. These memory care communities received the highest rankings based on verified family reviews.
The 135 memory care facilities near you in Worthville, Kentucky typically provide housing, therapies, and care tailored to those who have Alzheimer’s or other forms of dementia. To find memory care in Worthville, Kentucky, browse our detailed listings showing photos, floor plans, amenities, activities, and reviews from real families.
Browse A Place for Mom’s listings for memory care in Worthville, Kentucky, to take a virtual tour. Our local senior living experts can arrange for a live tour of these communities as well.
The cost of memory care facilities in Worthville, Kentucky ranges from ${{ lowestPriceAverage }} to ${{ highestPriceAverage }}. The average Memory Care cost in Worthville, Kentucky is 0. Prices often vary based on care provided, amenities, unit size, and more.
The cost of memory care in Worthville, Kentucky typically starts at ${{ lowestPriceAverage }}. A Place for Mom’s local, expert senior living advisors can help you find affordable memory care facilities near you and offer advice on how to lower costs and pay for care with VA benefits or public payment options.
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